The AIA ˇ§Investment Profile Analysisˇ¨ is a guide that helps you to:
  1) Define your investment objectives;
  2) Know your risk tolerance; and
  3) Build an investment portfolio that suits your needs.
 
  1. What is your age?
    18-35
    36-50
    51-65
    >65

  2. How many years of investment experience do you have?
    0-3 years
    4-6 years
    7-10 years
    >10 years

  3. What percentage of your income is available for investment now?
    <=10 %
    11-15 %
    16-25 %
    >25 %

  4. What portion of your overall investment is invested in stocks or equity funds?
    >60%
    41%-60%
    21%-40%
    0%-20%

  5. What is your investment attitude?
    Maintain principal assets and avoid capital loss
    Have a steady income
    Increase income and grow assets via investments with better potential returns
    Grow assets proactively via investments with the greatest potential returns

  6. Assume inflation rate rises by 3% a year, how would you describe your expected earnings over the next 5 years?
    I believe my salary will be decreased due to work or personal reasons
    I believe my salary increment will be the same as the inflation rate
    I believe my salary increment can stay just ahead of the inflation rate
   
I expect a job promotion and therefore I believe my salary will be increased more than the inflation rate

  7. Income from investment may go down as well as up. How would you describe your acceptance and attitude towards investment market fluctuations?
    Concern that income will be affected by market fluctuations, and hence unwilling to take up any risk
    Accept minor fluctuations for the opportunity to grow capital
    Accept moderate fluctuations for the opportunity of assets enhancement and better capital returns
    Accept higher risks from market fluctuations, believe in long-term investing can average out short-term volatility and higher potential growth can be achieved accordingly

  8. Assume that you have already made an investment over the past 5 years with a yearly return of 10%. If you have experienced a loss of 30% this year, and the picture in the global economy remains uncertain, what would you do?
    I would sell all shares now
    I would sell part, but not all, of my shares now
    I would take no immediate actions, keeping present investment unchanged
    I would take the profit now, but might be buying shares then in the down market

  9. Assume you need to liquidate a significant portion of your investments immediately for a special situation (e.g. home purchasing, college tuition payment, retirement fund, etc.) in the next 5 years, what would you do?
    Liquidate all of the investments
    Liquidate a big portion of the investments
    Liquidate a small portion of the investments
    Take no actions

  10. How frequent do you review your investment portfolio?
    Monthly
    Quarterly
    Annually
    >a year

   
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