FAQs

Frequently Asked Questions

1) What are the channels available for customers to enquire the details of annual dividend revision?

2) There are many types of life insurance. How can I choose the most suitable one for me?

3) What is the difference among term insurance, whole life insurance and endowment insurance?

4) Is it a fact that the later I buy life insurance plan, the more money I can save?

5) Will insurance company pay out death benefit if the insured dies from committing suicide?

6) Can the beneficiary file a death claim to the insurance company if the insured has gone missing for years?

7) What is a rider in life insurance? What is it used for?

8) Can an agent rebate part or all of the commission to customers as a privilege to them?

9) What is the suitable age for purchasing an insurance plan for a kid for their future education fund?

10) When can the cash value be redeemed for child education insurance?

11) Is medical examination required for purchasing medical insurance? Is it needed to report the health condition and medical history to insurance company?

12) Can the insured cancel a policy? If so, will there be any refund of premium?

13) Can a minor purchase life insurance plan?

14) Before emigrating to another country, I add an accident rider to my life insurance which has been bought for a long time. Can I get indemnity if I have accident in other country?

 

The above information is for reference only.