Except for the death benefit, under this plan, we will not cover any of the following events or conditions that result from any of the following events:
- any illnesses with signs / symptoms or surgeries triggered by the illnesses before the application of the policy or within 90 days after the policy is issued;
- any congenital defect or disease has been diagnosed before the person protected under the policy reaches the age of 17;
- Fulminant viral hepatitis or cancer of the person protected under the policy was due to AIDS or HIV infection; and
- a self-inflicted injury.
The above list is for reference only. Please refer to the policy contract of this plan for the complete list and details of exclusions.