Savings Insurance
Grow and protect your wealth
(“HRPSP”)
HRPSP is one of our retirement planning programs to keep your existing platform of benefits under our Macau Retirement Fund services without withdrawing them, and safeguard any new benefits you accrue, leaving you to enjoy potential growth in the future. Read more about how our Happy Retirement Personal Savings Program can help you achieve desired retirement below.
If you are currently employed by a company paying into the AIA Macau Retirement Fund Services, or are an ex-employee with benefits still held, you can set up a Personal Account for voluntary contributions and make use of the same platform you have been using. You can also keep your existing balance separate in a new account to continue, then continue to invest. No set-up fee or annual fee will be charged1, 2, 4, 8.
DO YOU NEED TO DELAY YOUR RETIREMENT?
Source: AIA MPF Desired Retirement Tracker, November 2015
FLEXIBLE SAVINGS OPTIONS
Decide whether to contribute annually, quarterly, or in one lump sum. You can also claim or reinvest your fully vested any benefits that are already fully available to you1, 3, 5.
DIVERSE INVESTMENTS
Choose the investments that are right for you from a wide range of available funds
UNLIMITED FREE FUND SWITCHING
Manage your funds the way you want by switching them for free6, 7.
EXCELLENT SERVICE
You’ll get reassuring customer service support from our award-winning teams. They work long hours to offer you support, which adds an extra dimension of convenience for you. You can access your information quickly via My AIA.
DOWNLOAD THE HRPSP
BROCHURE
RAISE YOUR RETIREMENT QUOTIENT (“RQ”)
Investment involves risks and not all investment choice provided by AIA will be suitable for everyone. Investment performance and returns may go down as well as up.
For further details, please refer to the Happy Retirement Personal Savings Program promotional leaflet.
1 Minimum re-investment amount of the vested benefit from Associate Plan is MOP20,000 for those who have not joined Happy Retirement Personal Savings Program and opt to reinvest his accrued benefit without making voluntary contribution. There is no minimum limit requirement for those who have joined the Happy Retirement Personal Savings Program or opt to make future voluntary contribution.
2 Upon cessation of employment with the associate, the member may elect to become an Individual Participant.
3 Applicable only to the ex-employee members of any associate participating in AIA Macau Retirement Fund Services upon cessation of employment with the associate.
4 All investment units will be rolled-over directly to your Individual Participant Personal Account automatically upon your cessation of employment, if you have already had an Existing Participant Personal Account.
5 All investment unit holdings representing the vested benefits of the ex-employee members of any associate participating in AIA Macau Retirement Fund Services, if so selected upon cessation of employment, will be redeemed at prices on the redemption date and the redemption proceeds will be re-invested within 7 working days from the redemption date with their choices stated in AIA Macau Retirement Fund Services Personal Account Application Form.
6 Except the AIA Macau Retirement Fund. Participants are permitted to raise only one switching out request from this fund within the same scheme year.
7 Unlimited fund switching requests via My AIA but only one fund switching or reallocation request is allowed in each scheme year if using paper format.
8 Subject to change by Management Company with prior notice.