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  • HAPPY RETIREMENT PERSONAL SAVINGS PROGRAM

    (“HRPSP”)


    WHAT HRPSP IS ABOUT

    HRPSP is one of our retirement planning programs to keep your existing platform of benefits under our Macau Retirement Fund services without withdrawing them, and safeguard any new benefits you accrue, leaving you to enjoy potential growth in the future. Read more about how our Happy Retirement Personal Savings Program can help you achieve desired retirement below.

    If you are currently employed by a company paying into the AIA Macau Retirement Fund Services, or are an ex-employee with benefits still held, you can set up a Personal Account for voluntary contributions and make use of the same platform you have been using. You can also keep your existing balance separate in a new account to continue, then continue to invest. No set-up fee or annual fee will be charged1, 2, 4, 8.

    DO YOU NEED TO DELAY YOUR RETIREMENT?

    • Most understand the importance of saving for retirement, but nearly 7 in 10 are not confident about achieving their retirement reserves.
    • Those who cannot achieve their retirement reserve will have to delay retirement by almost 11 years.
    • The key reasons? Poor planning, poor investment allocation and poor management.

    Source: AIA MPF Desired Retirement Tracker, November 2015

    Join HRPSP

    • TALK TO US AT (853) 0800272 TALK TO US AT (853) 0800272
    • TALK TO US LATER TALK TO US LATER

    WHAT DOES IT PROVIDE?

    FLEXIBLE SAVINGS OPTIONS
    Decide whether to contribute annually, quarterly, or in one lump sum. You can also claim or reinvest your fully vested any benefits that are already fully available to you1, 3, 5.

    DIVERSE INVESTMENTS
    Choose the investments that are right for you from a wide range of available funds

    UNLIMITED FREE FUND SWITCHING
    Manage your funds the way you want by switching them for free6, 7. 

    EXCELLENT SERVICE
    You’ll get reassuring customer service support from our award-winning teams. They work long hours to offer you support, which adds an extra dimension of convenience for you. You can access your information quickly via My AIA.

    Find out more

    DOWNLOAD THE HRPSP
     BROCHURE

    DOWNLOAD

    RAISE YOUR RETIREMENT QUOTIENT (“RQ”)

    • Are you prepared for retirement? Test your RQ Are you prepared for retirement? Test your RQ
    • Are your retirement savings enough? Find out with our Retirement Savings Calculator Are your retirement savings enough? Find out with our Retirement Savings Calculator

    Investment involves risks and not all investment choice provided by AIA will be suitable for everyone. Investment performance and returns may go down as well as up.

    For further details, please refer to the Happy Retirement Personal Savings Program promotional leaflet.


    THE FINE PRINT

    DETAILED TERMS AND CONDITIONS

    1 Minimum re-investment amount of the vested benefit from Associate Plan is MOP20,000 for those who have not joined Happy Retirement Personal Savings Program and opt to reinvest his accrued benefit without making voluntary contribution. There is no minimum limit requirement for those who have joined the Happy Retirement Personal Savings Program or opt to make future voluntary contribution.

    2 Upon cessation of employment with the associate, the member may elect to become an Individual Participant.

    3 Applicable only to the ex-employee members of any associate participating in AIA Macau Retirement Fund Services upon cessation of employment with the associate.

    4 All investment units will be rolled-over directly to your Individual Participant Personal Account automatically upon your cessation of employment, if you have already had an Existing Participant Personal Account.

    5 All investment unit holdings representing the vested benefits of the ex-employee members of any associate participating in AIA Macau Retirement Fund Services, if so selected upon cessation of employment, will be redeemed at prices on the redemption date and the redemption proceeds will be re-invested within 7 working days from the redemption date with their choices stated in AIA Macau Retirement Fund Services Personal Account Application Form.

    6 Except the AIA Macau Retirement Fund. Participants are permitted to raise only one switching out request from this fund within the same scheme year.

    7 Unlimited fund switching requests via My AIA but only one fund switching or reallocation request is allowed in each scheme year if using paper format.

    8 Subject to change by Management Company with prior notice.

    Contact aia

    To fight against COVID-19 and in response to the government’s latest anti-pandemic measures, effective 2 December 2020, we will have new arrangements on the following services until further notice. We are sorry for any inconvenience that may cause.

    Hong Kong

    • Customer Service Centres & Cashier Offices:
      • For Customer Service Centre & its Cashier Office located in North Point, service hours will be adjusted to 10am – 5pm, Monday to Friday. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).
      • Customer Service Centres & its Cashier Office located in Kwun Tong will suspend their service.

    • Hotline Services:
      • All hotline services will remain normal.

     

    Macau

    • Customer Service Centres & Hotline Service:
      • Monday - Friday; 10am - 4pm

    • Cashier Office:
      • Monday - Friday; 8:45am – 5:15pm.

    Hong Kong

    (852) 2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    (853) 8988-1822

    1903, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Contact aia

    To fight against COVID-19 and in response to the government’s latest anti-pandemic measures, effective 2 December 2020, we will have new arrangements on the following services until further notice. We are sorry for any inconvenience that may cause.

    Hong Kong

    • Customer Service Centres & Cashier Offices:
      • For Customer Service Centre & its Cashier Office located in North Point, service hours will be adjusted to 10am – 5pm, Monday to Friday. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).
      • Customer Service Centres & its Cashier Office located in Kwun Tong will suspend their service.

    • Hotline Services:
      • All hotline services will remain normal.

     

    Macau

    • Customer Service Centres & Hotline Service:
      • Monday - Friday; 10am - 4pm.
    • Cashier Office:
      • Monday - Friday; 8:45am – 5:15pm.

    Hong Kong

    (852) 2232-8888

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    (853) 8988-1822

    1903, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau
     
    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

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