By joining CHEERS Macau group dental insurance plan with an affordable premium payment, employees and their family members can receive quality services such as filling, extraction and yearly dental cleaning at any dental centre under our network.
Regular dental check-ups help to avoid oral diseases, and also identify dental problems promptly for treatment. Apart from the basic dental benefits, CHEERS Macau also offers intraoral X-ray, emergency treatment, as well as related medication.
CHEERS Macau covers filling, extraction and annual dental cleaning.
what does it provide?
NETWORK DENTAL BENEFITS
Members can enjoy free dental services by a general dentist at any one of the dental centres under our network. Covered services include annual dental cleaning, filling or extraction for tooth decay, treatment for abscess, as well as emergency treatment and temporary filling.
SPECIAL DENTAL OFFER
Members can enjoy a special discount when they receive other treatments not covered by this plan at a designated dental centre under our network.
DOUBLED ACCIDENTAL DEATH BENEFIT
If the members unfortunately passes away due to an accident, we will pay an Accidental Death Benefit of MOP100,000 at maximum; and will double the amount, i.e. paying MOP200,000 at maximum if the fatal accident occurs when:
he is a fare-paying passenger on any public transport
he is injured in a traffic accident as a pedestrian
flooding and/or landslide is caused by natural disaster in Macau
insurance lingo explained
Accidental Death Benefit
If the insured dies in an accident, we will give his beneficiary(ies) a lump sum to help them through this difficult situation.
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Employees must be the existing customers of AIA’s group insurance product.
For policies that include benefits for employees’ family members, the above mentioned employee benefits are applicable to their family members as well.
Age of employees
From 16 to 64 years old; those aged between 65 and 69 are allowed to renew their existing policy, but not to start a new one.
Age of employees’ family members
Spouse: From 16 to 64 years old; those aged between 65 and 69 are allowed to renew their existing policy, but not to start a new one.
Children: From the age of 15 days to 64 years; those aged between 65 and 69 are allowed to renew their existing policy, but not to start a new one.
Protection up to age
Protection is valid throughout employment up to the age of 69.
For updated details and prices of the special dental offer, please check with the specific clinic.
Excluded cases for network dental benefits include (but not limited to): emergency consultation outside office hours, check-up and treatment by a dental specialist instead of a general dentist, as well as fillings for reasons other than tooth decay. Please refer to the policy for details.
All information here is for reference only. Please refer to the policy for the definition of any capitalised terms and the exact terms & conditions.
“AIA”, “we” or “our” used here refers to AIA International Limited (Incorporated in Bermuda with limited Liability).