EC2 MediCare offers the top-up option of Supplementary Major Medical Benefits (SMM) for employees. They can increase the medical protection of their existing employee benefits based on their own needs regardless of their ages or job levels. Meanwhile employers can better control the costs of employee benefits for a win-win situation.
By accessing the easy-to-use online EC2 Platform, employees can purchase top-up medical product with affordable premium for themselves and their family members within the enrolment period for more comprehensive protection.
Employees can make an extra premium payment to enhance their medical protection according to their individual needs.
what does it provide?
INCREASE EXISTING MEDICAL PROTECTION
Maximum benefit per disability up to HK$1.2 million for employees to deal with unexpected medical expenses.
NO UNDERWRITING REQUIRED
Application is quick and simple. Members do not need to have a medical examination or go through individual underwriting.
QUICK AND EASY SET-UP
It only takes 10 working days to set up EC2 Platform, which allows employees to purchase any top-up benefit of this product anytime and anywhere during the enrolment period.
NO EXTRA COSTS FOR EMPLOYERS
Employers can offer voluntary protection options to employees without paying any extra costs. From setting up to communicating with employees, everything is supported by our system to reduce the administrative burden of employers and involve no extra manpower.
OPTION OF FAMILY PROTECTION
Family members of the employees can also enjoy comprehensive protection with an affordable premium payment.
insurance lingo explained
The process of reviewing an application and deciding whether the risk is acceptable at the standard premium or otherwise.
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