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Employee Voluntary Solutions – Dental
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Employee issue age
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By joining LAUGHING group dental insurance plan with an affordable premium payment, employees and their family members can receive quality services such as filling, extraction and yearly dental cleaning at any dental centre under our network.
Regular dental check-ups help to avoid oral diseases, and also identify dental problems promptly for treatment. Apart from the basic dental benefits, LAUGHING also offers intra-oral X-ray, emergency treatment for toothache within regular consultation hours, as well as related medication.
LAUGHING covers filling, extraction and annual dental cleaning.
Insured members can enjoy dental services by a general dentist at any one of the designated dental centres under our network. Covered services include annual dental cleaning, filling or extraction for tooth decay, treatment of mild gum disease, as well as emergency treatment for toothache within regular consultation hours.
Insured members can enjoy a special discount when they receive other treatments not covered by this plan at a designated dental centre under our network.
If the insured member unfortunately passes away due to an accident, we will pay an Accidental Death Benefit of HK$150,000; and will double the amount, i.e. paying HK$300,000, if the fatal accident occurs when:
If the insured member unfortunately passes away while the policy is active, we will pay a Compassionate Death Benefit of HK$1,000.
Accidental Death Benefit
If the insured member dies in an accident, we will give his beneficiary(ies) a lump sum to help them through this difficult situation.
Like what you've read? This is just a summary of our product. If you want more information, please contact your financial planner for a financial needs analysis.
Age of employees
Age of employees’ dependants
Spouse: From age 16 to 64; those aged between 65 and 69 are allowed to renew their existing policy, but not to start a new one.
Children: From 15 days to age 64; those aged between 65 and 69 are allowed to renew their existing policy, but not to start a new one.
Protection up to age
For updated details and prices of the special dental offer, please check with the specific clinic.
Excluded cases for network dental benefits include (but not limited to): emergency consultation outside office hours, check-up and treatment by a dental specialist instead of a general dentist, as well as fillings for reasons other than tooth decay. Please refer to the policy for details.
All information here is for reference only. Please refer to the policy for the definition of any capitalised terms and the exact terms & conditions.
“AIA”, “we” or “our” used here refers to AIA International Limited (Incorporated in Bermuda with limited Liability).