POWER Macau is a plan for small to medium-sized enterprises (SME) with at least three employees. Comprehensive life, accident and hospitalisation protection help your employees cope with medical expenses. You can also choose to include several optional features.
Applying for POWER Macau is quick and simple. You can also add protection for the spouse and children of all employees. With this comprehensive medical protection, you can attract and retain talent to build a productive team and keep them motivated.
POWER Macau offers life, accident and hospitalisation, with optional benefits like outpatient and Chinese medicine.
what does it provide?
COMPREHENSIVE MEDICAL PROTECTION
Basic protection includes life, accident and hospitalisation cover, but you can also add extra benefits like outpatient, Chinese medicine and supplementary major medical benefits, giving your employees and their families extra peace of mind.
SIMPLE TO SET UP
Employees do not need to provide any health information or claim records.
COVER PRE-EXISTING CONDITIONS
If an employee has been insured for 12 months continuously, we will also cover all his pre-existing conditions.
FLEXIBLE HOSPITALISATION AND SURGERY BENEFITS
This plan has no minimum hours of confinement in hospital, and also covers outpatient surgery, which is common nowadays.
NO WAITING PERIOD
Employees are covered right after the application is accepted.
WORLDWIDE EMERGENCY ASSISTANCE SERVICE
If your employees are involved in a serious sickness or accident abroad, AIA International Assistance Services (AIAS) can arrange emergency medical evacuation or repatriation.
For medically necessary hospitalisation, we provide hospital deposit guarantee or payment of hospital deposit (up to MOP$10,000) for your employees when they present the China Assist Card at any of our selected hospitals in mainland China.
insurance lingo explained
Emergency Medical Evacuation
Transportation of the member to an appropriate location for the medically necessary treatment in case of serious sickness or injury while traveling overseas.
This means medical conditions (injury or illness) you already have before your insurance policy becomes effective.
Transportation of mortal remains of the member to his place of residence/origin in case of his death while travelling overseas.
Supplementary Major Medical Benefits
This means increasing your existing cover under the group medical insurance plan.
A period of time set out in the policy which must pass before you are entitled to the covered benefits.
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