Provide
lifelong protection for people
aged between 50 and 64
Require
to pay premium for the first 10 years only
Require
no medical examination for the sum assured
of US$20,000 or HK$/MOP150,000 or below
Non-guaranteed
annual dividends and non-guaranteed
maturity dividend can be anticipated
Guaranteed
cash payment equal to 20% of the basic
sum assured when the insured reaches the age of
80
After
the 2nd policy anniversary, death benefit
equal to 100% of the basic sum assured will be paid
in case of natural death of the insured. Same amount
of death benefit will also be payable upon accidental
death
Level
premium during the entire payment period
Pay
25% of the sum assured in advance subject to the
maximum of US$200,000 or HK$/MOP1,500,000 as emergency
cash when diagnosed with a terminal illness
(for standard insured only)
This
plan provides cash bonuses which
can help pay extra expenses such as health care,
medication or daily household
Understanding
you may not like medical checkups, this plan does
take away with tedious medical examinations
The
premium remains unchanged so that you can plan your
finances in an orderly manner
