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Provide
lifelong protection for
people aged between 50 and 64 |
 |
Require
to pay premium for the first 10 years only |
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Require
no medical examination for the
sum assured of US$20,000 or HK$/MOP150,000
or below |
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Non-guaranteed
annual dividends and non-guaranteed
maturity dividend can be anticipated |
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Guaranteed
cash payment equal to 20% of the
basic sum assured when the insured reaches
the age of 80 |
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After
the 2nd policy anniversary, death
benefit equal to 100% of the basic
sum assured will be paid in case of natural
death of the insured. Same amount of death
benefit will also be payable upon accidental
death |
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Level
premium during the entire payment
period |
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Pay
25% of the sum assured in advance subject
to the maximum of US$200,000 or HK$/MOP1,500,000
as emergency cash when
diagnosed with a terminal illness (for standard
insured only) |