4 Choices of Payment Term, giving you utmost flexibility:
Premium Payment Period
3 years
5 years
10 years
15 years
Issue Age
0-75
0-75
0-70
0-65
Protection Period
Whole Life
Premium is guaranteed to be fixed throughout the payment term, which will allow easy financial management
Asset Appreciation : In addition to guaranteed cash value, the plan offers anticipated non-guaranteed annual dividends and non-guaranteed maturity dividends#1
Premium Wavier in Case of Disability#2 : In the unfortunate event that the insured becomes totally and permanently disabled before the age of 60 and during the premium payment term, the premium will be waived and the policy will continue to be in force
Optional Riders Available : A full range of optional riders on accident, medical, critical illness and disability are available
The plan offers you a lifetime protection with premium payment for as short as 3 years
You can choose according to your own needs from the 4 choices of premium payment term, ranging from 3 to 15 years
You can enjoy asset appreciation from receiving guaranteed cash value as well as anticipated non-guaranteed annual dividends and non-guaranteed maturity dividends#1
#1
The maturity dividends are payable upon surrender or death after the policy has been in force for 30 years or from the age of 85, whichever is earlier.
#2
For standard insured only and the maximum sum assured is US$300,000.
The above information is for reference only. Details are subject to terms and conditions of the policy contract.
For details,
please contact our AIA Representatives or call AIA
Customer Hotline at (852) 2232-8888/ Macau
Customer Hotline at (853) 8988-1822.