Premium payment term can be as short as 3 years

4 Choices of Payment Term, giving you utmost flexibility:

Premium Payment Period 3 years 5 years 10 years 15 years
Issue Age 0-75 0-75 0-70 0-65
Protection Period Whole Life

Premium is guaranteed to be fixed throughout the payment term, which will allow easy financial management

Asset Appreciation : In addition to guaranteed cash value, the plan offers anticipated non-guaranteed annual dividends and non-guaranteed maturity dividends#1

Premium Wavier in Case of Disability#2 : In the unfortunate event that the insured becomes totally and permanently disabled before the age of 60 and during the premium payment term, the premium will be waived and the policy will continue to be in force
Optional Riders Available : A full range of optional riders on accident, medical, critical illness and disability are available
 

The plan offers you a lifetime protection with premium payment for as short as 3 years

You can choose according to your own needs from the 4 choices of premium payment term, ranging from 3 to 15 years

Guaranteed fixed premium allows easy financial management

You can enjoy asset appreciation from receiving guaranteed cash value as well as anticipated non-guaranteed annual dividends and non-guaranteed maturity dividends#1

 
#1 The maturity dividends are payable upon surrender or death after the policy has been in force for 30 years or from the age of 85, whichever is earlier.
#2 For standard insured only and the maximum sum assured is US$300,000.
 

The above information is for reference only. Details are subject to terms and conditions of the policy contract.

For details, please contact our AIA Representatives or call AIA Customer Hotline at (852) 2232-8888/ Macau Customer Hotline at (853) 8988-1822.