Broken Bone Cash Benefit: If you suffer from broken bones, internal injuries or third degree burns as listed in the policy within 90 days after an accident, you will receive a percentage of benefit ranging from 3% to 100% of the Amount of Cover.
This plan provides 3 levels of coverage for individuals aged 5 to 65.
Plan 1
Plan 2
Plan 3
Amount of Cover (US$)
12,500
20,000
25,000
Enjoy 10 years of protection with a fixed premium, which is guaranteed unchanged throughout the 10-year premium payment period.
Return of Premiums as high as 100%: While the policy is in force, you can enjoy the Return of Premiums Benefit which equals to 100% of the total premiums paid when the policy ends after 10 years provided that the total amount of benefits paid or payable in a policy year (if any) is less than 100% of the Amount of Cover. You can also terminate the policy before the end of the 10-year policy period in case of any urgent financial needs. The Return of Premiums Benefit equals to a percentage (which increases by 10% for each completed policy year starting from 10% after the 1st completed policy year) of the total premiums paid.
Accidental Death Benefit: In the event of death within 180 days after an accident, the beneficiary will receive the Accidental Death Benefit up to US$25,000.
In the event of death other than from accident, the beneficiary will receive the Non-Accidental Death Benefit which equals to the total premiums paid.
If you suffer from serious injury or illness while travelling outside Hong Kong and Macau, Worldwide Emergency Assistance Service will provide emergency evacuation to a medical centre with the facilities to treat you. In case of death, it can arrange repatriation of the body back to Hong Kong or Macau.
This plan offers 3 levels of coverage to suit different needs.
Provide peace of mind in case of injuries in an accident and relieve your financial burden on the unexpected expenses.
Guaranteed fixed premium during the 10-year premium payment period for your easy financial planning.
Enjoy the protection with 100% refund of total premiums paid at the end of the 10-year policy period.
The information in this webpage is for reference only. Details are subject to the terms and conditions of the policy contract.
