Provides accidental death and disability protection for individuals aged 60 or below Accidental Death Benefit: in the unfortunate event that the insured passes away because of an accident, the beneficiary will receive the benefit equal to the sum assured of the rider Accidental Disability Benefit: in the unfortunate event that the insured suffers from permanent total disability caused by an accident, he/she will receive Disability Indemnity Benefit, Monthly Income Benefit and Extra Disability Indemnity Benefit Double Indemnity will be paid if the accident occurs when:   1. you are riding as a fare-paying passenger on public land transportation such as a bus, tram, or train on an established route; or   2. you are in a duly certified passenger lift (lifts in mines and on construction sites are excluded); or   3. as a direct result of the burning of a theatre, public auditorium, hotel, school, or hospital
The claims would help ease immediate financial difficulties     Related products: Accidental Death Benefit Rider Accidental Death & Dismemberment Rider PAC Select
This plan will be renewed annually up to the expiry age as stated in the policy contract. The renewal premium will be based on the occupational class of the Insured and the applicable premium rate table upon renewal. Such premium rate table is not fixed and the Company reserves the right to revise it from time to time. By giving a 30-day prior written notice, the Company reserves the right to cancel the policy.   The above information is for reference only. Details are subject to terms and conditions of the policy contract.