Provide whole life protection with the first 3 years’ premium relatively low, which will not financially affect your other plans The sum assured will increase by 20% in the 3rd policy anniversary date without requiring any evidence of insurability Extra benefit equal to the sum assured is payable if the insured dies following an accidental injury while the policy is in force Pay 25% of the sum assured in advance subject to the maximum of US$200,000/HK$1,500,000 as emergency cash when diagnosed with a terminal illness (for standard insured only)
As the responsibilities borne by you increase, the sum assured increases automatically in the 3rd policy anniversary to better meet your protection need Added accidental death benefit gives you peace-of-mind and you would not have to worry about mishaps You may also attach a wide variety of supplementary benefits to cater to your insurance needs, such as hospitalization, accidents and critical illnesses     Riders:   Related products: Super Good Health Hospital & Surgical Rider Excel Protection Plus AP PAC Select Excel 20 Pay Life AP Accident Indemnity Rider     Critical Illness Rider     Superior Critical Illness Rider     Enhanced Critical Illness Rider     Pretty Choice Rider
The above information is for reference only. Details are subject to terms and conditions of the policy contract.