Provide intensive whole life protection at an affordable premium for customers aged 80 or below Pay non-guaranteed maturity dividend and non-guaranteed annual dividend Extra benefit equal to the sum assured is payable if the insured dies following an accidental injury while the policy is in force Pay 25% of the sum assured in advance subject to the maximum of US$200,000/HK$1,500,000 as emergency cash when diagnosed with a terminal illness (for standard insured only)
Added accidental death benefit gives you peace-of-mind and you would not have to worry about mishaps In the unfortunate event of the Insured becoming totally and permanently disabled during the premium payment period and before the age of 60, premiums will be waived while the policy remains in force (for standard insured only) You may also attach a wide variety of supplementary benefits to cater to your insurance needs, such as hospitalization, accidents and critical illnesses     Riders:   Related products: Super Good Health Hospital & Surgical Rider Excel Graded Premium Whole Life AP PAC Select Excel 20 Pay Life AP Accident Indemnity Rider     Critical Illness Rider     Superior Critical Illness Rider     Enhanced Critical Illness Rider     Pretty Choice Rider
The above information is for reference only. Details are subject to terms and conditions of the policy contract.