Provide comprehensive life insurance for children aged between 0 and 14 Offer lifelong protection with just 21 years' premium payment Guaranteed cash payment equal to 3% of basic sum assured every 3 years for the first 18 years while 30% of the basic sum assured at the end of the 21st year Allow aged 18 or above insured to apply for study loans after accepted by a local or overseas university or college Double the sum assured automatically at the end of the 21st year without payment of extra premium so as to take care of the increasing financial protection needs as children grow up
		Provide a guaranteed insurability option such that an additional policy can be purchased without evidence of insurability Extra whole life benefit equal to initial basic sum assured is payable if the insured dies following an accidental injury while this plan is in force Allow the payor to enjoy FREE accidental death benefit if the "Payor Benefit (Critical Illness) Rider" is attached Pay 25% of the sum assured in advance subject to a maximum of US$200,000/HK$1,500,000 as emergency cash when diagnosed with a terminal illness   You can plan ahead for the education funds needed for better education You can show your lifelong devotion by giving your beloved child a whole life protection Your child will receive cash award and scholarship in recognition of outstanding academic achievements
Riders:   Related products: Super Good Health Hospital & Surgical Rider Wiz Kid Education Savings Plan Pretty Choice Rider Life Endowment Special AP Hospitalization Benefit Rider Quick Saver Whole Life Enhanced Critical Illness Rider 6-Year Easy Saver Whole Life Superior Critical Illness Rider     PAC Select
The above information is for reference only. Details are subject to terms and conditions of the policy contract.