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A
guaranteed issue plan
which provides a 10-year
accidental coverage for
individuals aged between 18 and
60 |
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Double
Indemnity will be paid
if the accident occurs when: |
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| 1. |
you are riding as a fare-paying
passenger on public land
transportation such as a
bus, tram, or train on an
established route; or |
| 2. |
you are in a duly certified
passenger lift (lifts in
mines and on construction
sites are excluded); or |
| 3. |
as a direct result of the
burning of a theatre, public
auditorium, hotel, school,
or hospital |
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Accidental
Death, Dismemberment & Third Degree
Burn Protection |
#1:
In the unfortunate event |
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that you suffer from any of the losses
listed in the policy within 90 days
af |
ter
an accident, you will |
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a benefit that is between 2% and 100%
of the sum assured |
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Refund
of Premium Benefit#1:
Partial/full premium paid#2
will be refunded (depending on
policy years) upon surrender,
non-accidental death or expiry
if the policy has been inforce
for 6 or more years |
| Refund
of Premium Table |
| At
the end of policy year |
Refund
percentage |
| 1-5
years |
0% |
| 6-7
years |
50% |
| 8-9
years |
80% |
| 10
years |
100% |
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This
plan offers 2 choices of sum assured
([Plan 1] HK$/MOP500,000 or [Plan
2] HK$/MOP300,000) to suit different
needs |
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The
plan ensures you peace-of-mind
and you need not to worry about
the unexpected expenses even in
the unfortunate event of accident |
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| #1 |
Only
the loss with the largest benefit
will be payable if more than one
loss under the Accidental Death,
Dismemberment and Third Degree
Burn Protection results from the
same accident. The policy will
be terminated if the total payment
reaches 100% of the sum assured,
as will be the Refund of Premium
Benefit. |
| #2 |
The
premium that has been paid is
an amount equal to the total premiums
due and paid as if the amount
is in an annual payment mode. |
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| * |
This
plan is available to Hong Kong
residents only. |
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| This
plan will be renewed annually
up to the expiry age as stated
in the policy contract. The premium
will remain unchanged throughout
the policy term. |
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| The
above information is for reference
only. Details are subject to terms
and conditions of the policy contract.
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