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A
guaranteed issue plan which provides
a 10-year accidental coverage for individuals
aged between 18 and 60 |
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Double
Indemnity will be paid if the accident occurs
when: |
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| 1. |
you are riding as a fare-paying passenger on public
land transportation such as a bus, tram, or train
on an established route; or |
| 2. |
you are in a duly certified passenger lift (lifts
in mines and on construction sites are excluded);
or |
| 3. |
as a direct result of the burning of a theatre,
public auditorium, hotel, school, or hospital |
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Accidental
Death, Dismemberment & Third Degree Burn Protection#1:
In the unfortunate event that you suffer from any
of the losses listed in the policy within 90 days after
an accident, you will receive a benefit that is between
2% and 100% of the sum assured |
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Refund
of Premium Benefit#1: Partial/full
premium paid#2 will be refunded (depending
on policy years) upon surrender, non-accidental death
or expiry if the policy has been inforce for 6 or more
years |
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| Refund
of Premium Table |
| At
the end of policy year |
Refund
percentage |
| 1-5
years |
0% |
| 6-7
years |
50% |
| 8-9
years |
80% |
| 10
years |
100% |
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This
plan offers 2 choices of sum assured ([Plan
1] HK$/MOP500,000 or [Plan 2] HK$/MOP300,000)
to suit different needs |
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The
plan ensures you peace-of-mind and you need
not to worry about the unexpected expenses
even in the unfortunate event of accident |
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| #1 |
Only
the loss with the largest benefit will be payable
if more than one loss under the Accidental Death,
Dismemberment and Third Degree Burn Protection
results from the same accident. The policy will
be terminated if the total payment reaches 100%
of the sum assured, as will be the Refund of Premium
Benefit |
| #2 |
The
premium that has been paid is an amount equal
to the total premiums due and paid as if the amount
is in an annual payment mode. |
| *This
plan is available to Hong Kong residents
only. |
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| This
plan will be renewed annually up to the
expiry age as stated in the policy contract.
The premium will remain unchanged throughout
the policy term. |
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| The
above information is for reference only.
Details are subject to terms and conditions
of the policy contract. |
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