A guaranteed issue plan which provides a 10-year coverage for individuals aged between 5 and 60 The daily income will be payable if hospitalized as a result of an accident The maximum daily income that is payable per injury is up to 1,000 days 1,000 Days Worldwide Coverage: In addition to Hong Kong and Macau, a maximum benefit period of 1,000 days per injury will be provided in the countries and territories such as Taiwan, Japan, USA, Canada and Western Europe Refund of Premium Benefit: Partial/full premium paidΔ will be refunded (depending on policy years) upon surrender, non-accidental death or expiry if the policy has been inforce for 6 or more years
		Refund of Premium Table At the end of policy year Refund percentage 1-5 years 0% 6-7 years 50% 8-9 years 80% 10 years 100%
		This plan offers 2 choices of Hospital Daily Income Benefit to suit different needs The plan ensures you peace-of-mind and you need not to worry about the unexpected expenses even in the unfortunate event of accident
Δ The premium that has been paid is an amount equal to the total premiums due and paid as if the amount is in an annual payment mode.     This plan will be renewed annually up to the expiry age as stated in the policy contract. The premium will remain unchanged throughout the policy term.   The above information is for reference only. Details are subject to terms and conditions of the policy contract.