A critical illness plan designed for individuals aged between 18 and 55 Offers 10-year comprehensive protection against 43 critical illnesses Death Benefit#1: While this plan is in force, in the unfortunate event of death (not caused by any of the specified 43 critical illnesses), or within 30 days after diagnosis of any of the 43 critical illnesses, 20% of the sum assured of this plan will be paid to your beneficiary Refund of Premium#1: The premium that has been paid#2 will be refunded up to 80% upon surrender, or maturity if your policy has been in force for 6 or more years
		Refund of Premium Table At the end of policy year Refund percentage 1-5 years 0% 6-7 years 40% 8-9 years 60% 10 years 80% This plan offers 2 choices of sum assured ([Plan 1] HK$/MOP500,000 or [Plan 2] HK$/MOP300,000) to suit different needs Level premium throughout the period so that your financial planning will not be affected The plan ensures you peace-of-mind and you need not to worry about the unexpected medical expenses even in the unfortunate event of critical illness     #1 #2 The policy will be terminated upon the payment of the benefit, as will be the Refund of Premium Benefit. The premium that has been paid is an amount equal to the total premiums due and paid as if the amount is in an annual payment mode.     This plan will be renewed annually up to the expiry age as stated in the policy contract. The premium will be based on the age of the Insured at application and remain unchanged throughout the policy term.   The above information is for reference only. Details are subject to terms and conditions of the policy contract.