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Hospitalization protection is offered in 4 plan levels, namely Standard, Deluxe, Super-Deluxe and Ultra-Deluxe to those who are aged between 0 and 65 and is renewable up to the age of 100.
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Hospital Expenses Reimbursement: “Super Good Health” reimburses the cost of confinement, hospital, surgical, and miscellaneous expenses for hospitalization due to sickness or accident.
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Intensive Care Benefit: While receiving treatment in an Intensive Care Unit, a daily Intensive Care Benefit will be provided up to a maximum of 15 days.
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Daily Post-Surgery Home Nursing Benefit#1 reimburses charges from home-services provided by a licensed nurse within 31 days after you are discharged from hospital, subject to 1 visit per day for a maximum of 15 visits.
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Chiropractor/Physiotherapist Consultation#1: In the event of requiring treatment from a Chiropractor/Physiotherapist within 90 days after being discharged from hospital, expenses for such treatment will be reimbursed, subject to 1 visit per day for a maximum of 10 visits.
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Compassionate and Accidental Death Benefits: Regardless of the cause of death, “Super Good Health” will provide a Compassionate Death Benefit to the beneficiary. In cases of accidental death#2, “Super Good Health” will provide an Accidental Death Benefit.
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Blood Donation Benefit: “Super Good Health” offers blood donor an extra death benefit, if the donor donated blood at least 3 times in the past 2 years prior to death.
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Medical Accident and Incident Extension Benefit: If death occurs within 30 days as a result of medical negligence, then an additional death benefit will be payable to the beneficiary.
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Worldwide Emergency Assistance Services: If you suffer serious injury or illness while traveling outside of Hong Kong, you can contact AIAS for emergency medical evacuation to the nearest and appropriate medical facility. In the event of death, AIAS will arrange the repatriation of the body back to Hong Kong. You are fully covered for up to HK$500,000 of emergency assistance services.
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Supplemental Major Medical Benefit: An optional benefit, which provides supplementary reimbursement benefits for hospital and other relevant expenses incurred in excess of those provided by “Super Good Health”.
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No Claim Bonus: If you have not made any claim within 3 policy years or more while this plan is in force#3, you will be refunded with a percentage of the Super Good Health premium paid for the preceding policy year as a bonus, as set out below#4:
No Claim Period
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Refund Percentage
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3 consecutive policy years
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5%
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4 consecutive policy years
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10%
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5 or more consecutive policy years
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15%
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In view of the rising medical expenses, it is important for you and your family to get equip with comprehensive hospitalization protection.
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Be prepared in advance, you will stay relaxed in the event of hospitalization.
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| #1 |
Only available for Deluxe, Super-Deluxe and Ultra-Deluxe Plans.
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| #2 |
Accidental Death that results from any of the following will be excluded: assault, murder, riot and civil commotion, self-destruction, war or revolution, service in the armed forces, violation or attempted violation of the law, participation in a fight or affray, racing on wheels or horse, scuba diving, aviation except in an aircraft operated by a commercial passenger airline on a scheduled route, alcohol or non-prescribed drugs, or ptomaines or bacterial infection.
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| #3 |
Endorsement(s) related to the No Claim Bonus feature should be included.
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| #4 |
You shall be entitled to the highest Refund Percentage applicable.
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Remarks: |
1 |
Benefits are only payable with respect to illness that commences 30 days after the Issue Date or Commencement Date (whichever is later) of this policy whereas immediate coverage is provided for hospital confinements due to accidents.
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2 |
For investigation, treatment or surgery for tonsils, adenoids, hernia or a disease peculiar to the female generative organs, the waiting period is 120 days.
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3 |
For Insured aged under 18, circumcision is excluded in the 1st year from the Issue Date or Commencement Date (whichever is later) of the Policy; there will be a deductible of US$625/HK$5,000 and US$375/HK$3,000 in the 2nd to 3rd years and 4th to 5th years respectively.
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4 |
This plan will be renewed annually up to the expiry age as stated in the policy contract. The renewal premium will be based on the attained age of the Insured and the applicable premium rate table upon renewal. Such premium rate table is not fixed and the Company reserves the right to revise it from time to time. By giving the applicable 30-day prior written notice, we may revise the benefit structure, premium, and any other product features as determined by us, or cancel the policy. |
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You may renew your Policy by advance payment of the appropriate annual premiums on each Policy Anniversary, provided that the relevant Policy is then available for renewal. We reserve the right to determine the terms and conditions for renewal.
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6
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This plan is available to Hong Kong residents only.
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| Information in this website is for reference only. Details and exclusions are subject to terms and conditions of the policy contract.
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