Provide cash values, high guaranteed returns and life protection to help you realize your dreams 2 choices of target savings periods to suit your needs:   16-year Plan 20-year Plan Premium Paying Period 10 years 15 years Target Savings Period 16 years 20 years Issue Age 0-59 0-55 Premium paid^ will be refunded and the sum assured and accumulated dividends will be paid in case the insured dies during the target savings period 25% of the sum assured will be paid in advance, subject to the maximum of US$200,000, as emergency cash when diagnosed with a terminal illness (for standard insured only) Unemployment Benefit: The grace period can be extended to 365 days from the premium due date. If the policyholder resumes the payment of premiums within the extended grace period, then the original protection will continue at no interest cost
		The premium will remain level throughout the premium paying period allowing easy financial management In the unfortunate event of the insured becoming totally and permanently disabled during the premium payment period and before the age of 60, premiums will be waived while the policy remains in force (for standard insured only) You may also attach a wide variety of supplementary benefits to cater to your insurance needs, such as hospitalization, accidents and critical illnesses
Riders:   Related products: Accident Indemnity Rider Target Saver AP 10/15 PAC Select Life Endowment Special AP Super Good Health Hospital & Surgical Rider Triennial Life Endowment Special AP Hospitalization Benefit Rider Tri-Star Plus AP Superior Critical Illness Rider     Pretty Choice Rider
^ The premium paid is an amount that is equal to the total premiums due and paid, and is calculated based on premium by annual mode (extra premiums are excluded).     The above information is for reference only. Details are subject to terms and conditions of the policy contract.