Provide
guaranteed cash values.
Cash dividends can also be anticipated
Two
types of target saving periods
(10 years and 15 years) are available
to suit your needs. The premium
payment periods are 7 years and
10 years respectively
Premium
will remain level throughout
the premium payment period
Basic
premium paid will be refunded
and the sum assured and accumulated
dividends will be paid in case
the insured dies during the target
savings period
Extra
benefit equal to 2, 4 or 6
times of the sum assured is payable
if the insured dies following
an accidental injury during the
target savings period
Pay
25% of the sum assured in advance,
subject to the maximum of US$200,000,
as emergency cash when
diagnosed with a terminal illness
(for standard insured only)
Unemployment
Benefit: the grace period
can be extended to 365 days from
the premium due date
Added
accidental death benefit
gives you peace-of-mind and you
would not have to worry about
mishaps
In
the unfortunate event of the insured
becoming totally and permanently
disabled during the premium payment
period and before the age of 60,
premiums will be waived
while the policy remains in force
(for standard insured only)
You
may also attach a wide variety
of supplementary benefits
to cater to your insurance needs,
such as hospitalization, accidents
and critical illnesses
