Savings Insurance
Grow and protect your wealth
In every life there are clouds at times. But behind every cloud there will always be sunshine. Start to plan for the clouds with our series of insurance plans that protect us. Apply successfully for Specified Insurance Plans during the promotion period to enjoy premium refunds or discounts. Let’s look forward to the sunshine to follow.
Specified Protection Plan / Supplementary Contract * |
Same Policyholder Successfully Applies | |||
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Any 1 Specified Protection Plan / Supplementary Contract | Any 2 different Specified Protection Plans / Supplementary Contracts | Any 3 different Specified Protection Plans / Supplementary Contracts | ||
Severity-based Health Protection |
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3 months Premium Refunds^ |
3 months + extra 1 month = 4 months Premium Refunds^ |
3 months + extra 2 months = 5 months Premium Refunds^ |
Accident Protection |
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Medical Protection |
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Life Protection |
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Critical Illness Protection |
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Enhanced Offer (From 1 September 2020 to 30 September 2020) |
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Customers successfully apply for the Specified Protection Plan with submission via iPos Sign Everywhere / iPos Easy Sign / AIA iShop~ (based on application date) will enjoy an extra 0.5 month premium refund for such Specified Protection Plan. The maximum refund for each eligible policy may be up to 5.5 months. |
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
^ Premium refund will be applied to each eligible policy.
+ The promotion period of Simple Care Essence is from 17 July 2020 to 30 September 2020.
# Applicable for Hong Kong only.
~ AIA iShop includes iShop GO and AIA EcBuy.
▲ This plan has been shelved on 1 August 2020.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
First Year Premium Refund | ||||
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Base Offer | Extra Offer+ | |||
Same policyholder successfully applies the following Specified Protection Plan / Supplementary Contract* | Extra Offer+(US$) (Based on every different Specified Protection Plan) | |||
Bonus Power Vantage (From 1 September 2020 – 30 September 2020) |
10% (5 years premium payment term) |
15% (10 years premium payment term) |
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50 |
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100 | |||
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200 |
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable for Hong Kong only.
+ Extra Offer is only applicable to Bonus Power Vantage and is not applicable to the Specified Protection Plan. Extra Offer is based on the number of every different Specified Protection Plan. If the Specified Protection Plans are the same, they will be counted as one only.
Simply Love Encore 3 (US$ policies only) (From 1 July 2020 to 30 September 2020) |
First Year Premium Refund |
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5 years / 10 years premium payment term | |
13% |
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Simply Love Encore 3 | ||
One-Time Premium Payment | Premium Discount | |
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US$~ | ||
300,000 – less than 600,000 | 3% | |
600,000 – less than 1,000,000 | 4% | |
1,000,000 or above | 5% |
~ This offer is applicable to US$ policies only, and NOT applicable to HK$/MOP policies.
Fortune Promise^ | ||
One-Time Premium Payment | Premium Discount | |
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US$ | ||
300,000 – less than 600,000 | 3% | |
600,000 – less than 1,000,000 | 4% | |
1,000,000 | 5% |
^ This plan offers US$ policies only.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Annualised Premium (US$) |
Base Offer | Combo Offer^ (is applicable when same policyholder also successfully applies for AIA Voluntary Health Insurance Schemes*) | ||||
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Upon 1st Policy Anniversary | Upon 2nd Policy Anniversary | Total | Upon 1st Policy Anniversary | Upon 2nd Policy Anniversary | Total | |
5,000 – less than 10,000 | 3% | 3% | 6% | 3% | 3% + extra 2% = 5% | 8% |
10,000 – less than 15,000 | 4% | 4% | 8% | 4% | 4% + extra 2% = 6% | 10% |
15,000 or above | 5% | 5% | 10% | 5% | 5% + extra 2% = 7% | 12% |
Annualised Premium (US$) |
Base Offer | Combo Offer^ (is applicable when same policyholder also successfully applies for AIA Voluntary Health Insurance Schemes*) | ||||
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Upon 1st Policy Anniversary | Upon 2nd Policy Anniversary | Total | Upon 1st Policy Anniversary | Upon 2nd Policy Anniversary | Total | |
5,000 – less than 10,000 | 3% | 3% | 6% | 3% | 3% + extra 2% = 5% | 8% |
10,000 – less than 15,000 | 4% | 4% | 8% | 4% | 4% + extra 2% = 6% | 10% |
15,000 or above | 5% | 5% | 10% | 5% | 5% + extra 2% = 7% | 12% |
^ The Combo Offer is only applicable to AIA Deferred Annuity Plan.
* AIA Voluntary Health Insurance Schemes refer to the basic plan and supplementary contract of AIA Voluntary Health Insurance Standard Scheme, AIA Voluntary Health Insurance Flexi Scheme and AIA Voluntary Health Insurance Prime Scheme.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Severe Illness Medical Protection Rider* | Premium Refund |
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4 months |
* including AIA Vitality Series and Pearl Series
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Protect Elite Ultra 3 Series | Premium Refund |
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3 months |
Terms & conditions apply. Details please download and refer to the promotion leaflet.
iTravel Protect^ | Premium discount |
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10% |
^ iTravel Protect does not cover on any losses resulted from COVID-19. No premium refund will be offered for any journey cancellation/ curtailment as a result of COVID-19.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Please contact your financial planner or call AIA Customer Hotline for details.
The promotion leaflets contain general information only. They do not constitute any offer and/ or insurance product recommendation. Customer must complete the Financial Needs Analysis before applying any insurance product. For detailed features, terms, conditions and exclusions of the relevant specified insurance products, please refer to the relevant product brochure(s) and its policy provision(s).