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AIA RECENT PROMOTION CAMPAIGN

AIA Promotion Campaign (Quarter 3 2020)

TOMORROW SHINES

THROUGH IN THEIR SMILES

In every life there are clouds at times. But behind every cloud there will always be sunshine. Start to plan for the clouds with our series of insurance plans that protect us. Apply successfully for Specified Insurance Plans during the promotion period to enjoy premium refunds or discounts. Let’s look forward to the sunshine to follow.

Exceptional Offers for AIA best-selling products

A. SPECIFIED PROTECTION PLAN PREMIUM REFUND OFFER (From 1 April 2020 to 30 September 2020)

Specified Protection Plan / Supplementary Contract *		Same Policyholder Successfully Applies
Specified Protection Plan / Supplementary Contract *		Any 1 Specified Protection Plan / Supplementary Contract	Any 2 different Specified Protection Plans / Supplementary Contracts	Any 3 different Specified Protection Plans / Supplementary Contracts
Severity-based Health Protection	AIA One Absolute – Cancer & Serious Infectious Disease Protection	3 months Premium Refunds^	3 months + extra 1 month = 4 months Premium Refunds^	3 months + extra 2 months = 5 months Premium Refunds^
Accident Protection	Xtra Protect PAC Select 2
Medical Protection	CEO Essence Medical Plan 2 Super Good Health Medical Plan 2 AIA Voluntary Health Insurance Standard Scheme^# AIA Voluntary Health Insurance Flexi Scheme^# AIA Voluntary Health Insurance Prime Scheme^# Cancer Guardian 2
Life Protection	Wisdom Term Life Plan Expert Term Life Plan
Critical Illness Protection	Simple Care Essence⁺ Superior Critical Illness Plan Pro^▲ Level-Up Protect Cancer Plan

Enhanced Offer (From 1 September 2020 to 30 September 2020)
	Customers successfully apply for the Specified Protection Plan with submission via iPos Sign Everywhere / iPos Easy Sign / AIA iShop^~ (based on application date) will enjoy an extra 0.5 month premium refund for such Specified Protection Plan. The maximum refund for each eligible policy may be up to 5.5 months.

^{* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
^ Premium refund will be applied to each eligible policy.
+ The promotion period of Simple Care Essence is from 17 July 2020 to 30 September 2020.
# Applicable for Hong Kong only.
~ AIA iShop includes iShop GO and AIA EcBuy.
▲ This plan has been shelved on 1 August 2020.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

B. Specified Savings Insurance Plans Premium Refund Offer

	First Year Premium Refund
	Base Offer		Extra Offer⁺
	Base Offer		Same policyholder successfully applies the following Specified Protection Plan / Supplementary Contract*	Extra Offer⁺(US$) (Based on every different Specified Protection Plan)
Bonus Power Vantage (From 1 September 2020 – 30 September 2020)	10% (5 years premium payment term)	15% (10 years premium payment term)	AIA One Absolute - Cancer & Serious Infectious Disease Protection Simple Care Essence Xtra Protect AIA Voluntary Health Insurance Standard Scheme^# Cancer Guardian 2 PAC Select 2 Wisdom Term Life Plan	50
			Super Good Health Medical Plan 2 AIA Voluntary Health Insurance Flexi Scheme^# Level-Up Protect Cancer Plan	100
			CEO Essence Medical Plan 2 AIA Voluntary Health Insurance Prime Scheme^# Expert Term Life Plan	200

^{* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable for Hong Kong only.
+ Extra Offer is only applicable to Bonus Power Vantage and is not applicable to the Specified Protection Plan. Extra Offer is based on the number of every different Specified Protection Plan. If the Specified Protection Plans are the same, they will be counted as one only.}

Simply Love Encore 3 (US$ policies only) (From 1 July 2020 to 30 September 2020)	First Year Premium Refund
	5 years / 10 years premium payment term
	13%

Terms & conditions apply. Details please download and refer to the promotion leaflet.

C. SPECIFIED SAVINGS INSURANCE PLANS PREMIUM DISCOUNT OFFER (FOR ONE-TIME PREMIUM PAYMENT PLAN ONLY) (FROM 1 JULY 2020 TO 30 September 2020)

One-Time Premium Payment	Premium Discount
Simply Love Encore 3
US$^~	Premium Discount
300,000 – less than 600,000	3%
600,000 – less than 1,000,000	4%
1,000,000 or above	5%

^{~ This offer is applicable to US$ policies only, and NOT applicable to HK$/MOP policies.}

One-Time Premium Payment	Premium Discount
Fortune Promise^
US$	Premium Discount
300,000 – less than 600,000	3%
600,000 – less than 1,000,000	4%
1,000,000	5%

^{^ This plan offers US$ policies only.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

D. AIA Deferred Annuity Plan Premium Refund Offer (From 1 June 2020 to 30 September 2020)

Annualised Premium (US$)	Base Offer			Combo Offer^ (is applicable when same policyholder also successfully applies for AIA Voluntary Health Insurance Schemes*)
Annualised Premium (US$)	Upon 1st Policy Anniversary	Upon 2nd Policy Anniversary	Total	Upon 1st Policy Anniversary	Upon 2nd Policy Anniversary	Total
5,000 – less than 10,000	3%	3%	6%	3%	3% + extra 2% = 5%	8%
10,000 – less than 15,000	4%	4%	8%	4%	4% + extra 2% = 6%	10%
15,000 or above	5%	5%	10%	5%	5% + extra 2% = 7%	12%

Annualised Premium (US$)	Base Offer			Combo Offer^ (is applicable when same policyholder also successfully applies for AIA Voluntary Health Insurance Schemes*)
Annualised Premium (US$)	Upon 1st Policy Anniversary	Upon 2nd Policy Anniversary	Total	Upon 1st Policy Anniversary	Upon 2nd Policy Anniversary	Total
5,000 – less than 10,000	3%	3%	6%	3%	3% + extra 2% = 5%	8%
10,000 – less than 15,000	4%	4%	8%	4%	4% + extra 2% = 6%	10%
15,000 or above	5%	5%	10%	5%	5% + extra 2% = 7%	12%

^{^ The Combo Offer is only applicable to AIA Deferred Annuity Plan.
* AIA Voluntary Health Insurance Schemes refer to the basic plan and supplementary contract of AIA Voluntary Health Insurance Standard Scheme, AIA Voluntary Health Insurance Flexi Scheme and AIA Voluntary Health Insurance Prime Scheme.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

E. SEVERE ILLNESS MEDICAL PROTECTION RIDER PREMIUM REFUND OFFER (FROM 1 July 2020 to 30 September 2020)

Severe Illness Medical Protection Rider*	Premium Refund
Severe Illness Medical Protection Rider*	4 months

^{* including AIA Vitality Series and Pearl Series}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

F. Protect Elite Ultra 3 Series Premium Refund Offer (From 17 July 2020 to 30 September 2020)

Protect Elite Ultra 3 Series	Premium Refund
Protect Elite Ultra 3 Series	3 months

Terms & conditions apply. Details please download and refer to the promotion leaflet.

G. iTravel Protect Premium Discount Offer (From 6 July 2020 to 30 September 2020)

iTravel Protect^	Premium discount
iTravel Protect^	10%

^{^ iTravel Protect does not cover on any losses resulted from COVID-19. No premium refund will be offered for any journey cancellation/ curtailment as a result of COVID-19.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

Please contact your financial planner or call AIA Customer Hotline for details.

The promotion leaflets contain general information only. They do not constitute any offer and/ or insurance product recommendation. Customer must complete the Financial Needs Analysis before applying any insurance product. For detailed features, terms, conditions and exclusions of the relevant specified insurance products, please refer to the relevant product brochure(s) and its policy provision(s).

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