AIA RECENT PROMOTION CAMPAIGN

AIA Promotion Campaign (Quarter 4 2020)

EMBRACE THE WARM PRECIOUS MOMENTS

Seize the moment to stay protected. At AIA, we understand your needs and strive to bring you a myriad of insurance plans. Apply for any of the Specified Insurance Plans successfully during the promotion period to enjoy premium refunds or discounts, so you can protect yourself and your family on the journey towards a better life.

Exceptional Offers for AIA best-selling products

A. SPECIFIED PROTECTION PLAN PREMIUM REFUND OFFER (FROM 1 OCTOBER TO 31 DECEMBER 2020)

Up to 6 months of premium refund^
Base Offer		Extra Offer 1⁺	Extra Offer 2
Same Policyholder successfully applies	Premium Refund	Extra Offer 1⁺	Extra Offer 2
Any 1 Specified Protection Plan	2.5 months	Customers successfully apply for the Specified Protection Plan with submission via iPoS Sign Everywhere / iPoS Easy Sign / AIA iShop will enjoy extra 0.5 month premium refund	Customers apply for AIA Vitality series Specified Protection Plan will enjoy extra 0.5 month premium refund
Any 2 different Specified Protection Plans	3.5 months
Any 3 different Specified Protection Plans	5 months

Specified Protection Plan / Supplementary Contract *
Severity-based Health Protection	AIA One Absolute – Cancer & Serious Infectious Disease Protection
Accident Protection	Xtra Protect PAC Select 2
Medical Protection	CEO Essence Medical Plan 2 Super Good Health Medical Plan 2 AIA Voluntary Health Insurance Standard Scheme^# AIA Voluntary Health Insurance Flexi Scheme^# AIA Voluntary Health Insurance Prime Scheme^# Cancer Guardian 2 Severe Illness Medical Protection Rider
Life Protection	Wisdom Term Life Plan Expert Term Life Plan
Critical Illness Protection	Simple Care Essence Level-Up Protect Cancer Plan

^{^ Premium refund will be applied to each eligible policy.
+ iPoS Easy Sign and AIA iShop are applicable to Hong Kong only. AIA iShop includes iShop GO and AIA EcBuy. Regarding the insurance products available for sale in different e-platforms, please contact your financial planner for details.
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable to Hong Kong only.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

B. SPECIFIED SAVINGS INSURANCE PLANS PREMIUM REFUND OFFER (FROM 1 OCTOBER TO 31 DECEMBER 2020)

Bonus Power Vantage
Base Offer - First Year Premium Refund
10% (5 years premium payment term)	15% (10 years premium payment term)
Extra Offer⁺
Same policyholder successfully applies the following Specified Protection Plan / Supplementary Contract*	Based on every different Specified Protection Plan (US$)
AIA One Absolute - Cancer & Serious Infectious Disease Protection Simple Care Essence Xtra Protect AIA Voluntary Health Insurance Standard Scheme^# Cancer Guardian 2 PAC Select 2 Wisdom Term Life Plan Severe Illness Medical Protection Rider	50
Super Good Health Medical Plan 2 AIA Voluntary Health Insurance Flexi Scheme^# Level-Up Protect Cancer Plan	100
CEO Essence Medical Plan 2 AIA Voluntary Health Insurance Prime Scheme^# Expert Term Life Plan	200

^{+ Extra Offer is only applicable to Bonus Power Vantage and is not applicable to the Specified Protection Plan. Extra Offer is based on the number of every different Specified Protection Plan. If the Specified Protection Plans are the same, they will be counted as one only.
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable to Hong Kong only.}

Simply Love Encore 3 (US$ policies only)	First Year Premium Refund
	5 years / 10 years premium payment term
	13%

Terms & conditions apply. Details please download and refer to the promotion leaflet.

C. SPECIFIED SAVINGS INSURANCE PLANS PREMIUM DISCOUNT OFFER (FOR ONE-TIME PREMIUM PAYMENT PLAN ONLY) (From 1 October 2020 to 31 December 2020)

One-Time Premium Payment	Premium Discount
Simply Love Encore 3^~
US$	Premium Discount
300,000 – less than 600,000	2%
600,000 – less than 1,000,000	3%
1,000,000 or above	4%

^{~ This offer is applicable to US$ policies only, and NOT applicable to HK$/MOP policies.}

One-Time Premium Payment	Premium Discount
Fortune Promise^
US$	Premium Discount
300,000 – less than 600,000	2%
600,000 – less than 1,000,000	3%
1,000,000	4%

^{^ This plan offers US$ policies only.}

One-Time Premium Payment	Premium Discount
Bonus Power Vantage^#
US$	Premium Discount
300,000 – less than 600,000	3%
600,000 – less than 1,000,000	4%
1,000,000	5%

^{# This plan’s first application date is 5 October 2020 and it offers US$ policies only.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

D. AIA Deferred Annuity Plan⁺ Premium Refund Offer (FROM 1 OCTOBER TO 31 DECEMBER 2020)

Annualised Premium (US$)	Base Offer	Extra Offer^◆ (Same policyholder successfully applies for AIA Voluntary Health Insurance Schemes*)	Total
5,000 – less than 10,000	5%	+ extra 4%	9%
10,000 – less than 15,000	7%	+ extra 4%	11%
15,000 or above	9%	+ extra 4%	13%

⁺ AIA Deferred Annuity Plan is applicable to Hong Kong only.
^◆ The Extra Offer is only applicable to AIA Deferred Annuity Plan.
* AIA Voluntary Health Insurance Schemes refer to the basic plan and supplementary contract of AIA Voluntary Health Insurance Standard Scheme, AIA Voluntary Health Insurance Flexi Scheme and AIA Voluntary Health Insurance Prime Scheme. Applicable to Hong Kong only.

Terms & conditions apply. Details please download and refer to the promotion leaflet.

E. Clever Care Refundable Protection⁺ Premium Refund Offer (From 15 September 2020 to 31 December 2020)

Up to 3 months of premium refund
Base Offer	Extra Offer* (Same policyholder successfully applies for the Specified Protection / Savings Insurance Plan)		Total
0.5 month	Simple Care Essence Xtra Protect PAC Select 2	+ extra 0.5 month	1 month
0.5 month	Bonus Power Vantage AIA Voluntary Health Insurance Flexi Scheme Super Good Health Medical Plan 2	+ extra 2 months	2.5 months
Enhanced offer^#
Customers successfully apply for Clever Care Refundable Protection with submission via iPoS Sign Everywhere / iPoS Easy Sign will enjoy an additional 0.5 month premium refund for such plan.

^{+ The first policy application date of Clever Care Refundable Protection in Macau is 5 October 2020.
* Extra Offer:}

The Specified Protection / Savings Insurance Plans include basic plans and supplementary contracts (including AIA Vitality Series, but not Pearl Series).
The minimum annualised premium of Simple Care Essence / Xtra Protect / PAC Select 2 must be US$250 / HK$ / MOP2,000 or above. AIA Voluntary Health Insurance Flexi Scheme is applicable to Hong Kong only.
Extra Offer is only applicable to Clever Care Refundable Protection and is not applicable to the Specified Protection / Savings Insurance Plan. The premium refund of Extra Offer will be based on the Specified Protection / Savings Insurance Plan as listed above, and the total months of premium refund will be capped at 1 month or 2.5 months (regardless of no. of policies / types of Specified Protection / Savings Insurance Plan applied).

^{# Enhanced Offer is only applicable to Clever Care Refundable Protection and is not applicable to the Specified Protection / Savings Insurance Plan. iPoS Easy Sign is applicable to Hong Kong only. Regarding the insurance products available for sale in different e-platforms, please contact your financial planner for details.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

F. Protect Elite Ultra 3 Series Premium Refund Offer (FROM 1 OCTOBER TO 31 DECEMBER 2020)

Protect Elite Ultra 3 Series	Premium Refund
Protect Elite Ultra 3 Series	3 months

Terms & conditions apply. Details please download and refer to the promotion leaflet.

G. iTravel Protect Premium Discount Offer (FROM 1 OCTOBER TO 31 DECEMBER 2020)

iTravel Protect^	Premium discount
iTravel Protect^	10%

^{^ Applicable to Hong Kong only. iTravel Protect does not cover on any losses resulted from COVID-19. No premium refund will be offered for any journey cancellation/ curtailment as a result of COVID-19.}

Terms & conditions apply. Details please download and refer to the promotion leaflet.

H. WEALTH ULTIMA 2 REDUCTION OF PREMIUM CHARGE OFFER (FROM 1 OCTOBER 2020 TO 31 DECEMBER 2020)

Wealth Ultima 2	Premium Charge
Wealth Ultima 2	Reduced from 6.5% to 1.5%

Terms & conditions apply. Details please download and refer to the promotion leaflet.

Please contact your financial planner or call AIA Customer Hotline for details.

The promotion leaflets contain general information only. They do not constitute any offer and/ or insurance product recommendation. Customer must complete the Financial Needs Analysis before applying any insurance product. For detailed features, terms, conditions and exclusions of the relevant specified insurance products, please refer to the relevant product brochure(s) and its policy provision(s).

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D. AIA Deferred Annuity Plan⁺ Premium Refund Offer (FROM 1 OCTOBER TO 31 DECEMBER 2020)

E. Clever Care Refundable Protection⁺ Premium Refund Offer (From 15 September 2020 to 31 December 2020)