Savings Insurance
Grow and protect your wealth
Seize the moment to stay protected. At AIA, we understand your needs and strive to bring you a myriad of insurance plans. Apply for any of the Specified Insurance Plans successfully during the promotion period to enjoy premium refunds or discounts, so you can protect yourself and your family on the journey towards a better life.
Up to 6 months of premium refund^ | |||
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Base Offer | Extra Offer 1+ | Extra Offer 2 | |
Same Policyholder successfully applies | Premium Refund | ||
Any 1 Specified Protection Plan | 2.5 months | Customers successfully apply for the Specified Protection Plan with submission via iPoS Sign Everywhere / iPoS Easy Sign / AIA iShop will enjoy extra 0.5 month premium refund | Customers apply for AIA Vitality series Specified Protection Plan will enjoy extra 0.5 month premium refund |
Any 2 different Specified Protection Plans | 3.5 months | ||
Any 3 different Specified Protection Plans | 5 months |
Specified Protection Plan / Supplementary Contract * | |
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Severity-based Health Protection |
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Accident Protection |
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Medical Protection |
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Life Protection |
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Critical Illness Protection |
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^ Premium refund will be applied to each eligible policy.
+ iPoS Easy Sign and AIA iShop are applicable to Hong Kong only. AIA iShop includes iShop GO and AIA EcBuy. Regarding the insurance products available for sale in different e-platforms, please contact your financial planner for details.
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable to Hong Kong only.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Bonus Power Vantage | |
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Base Offer - First Year Premium Refund | |
10% (5 years premium payment term) |
15% (10 years premium payment term) |
Extra Offer+ | |
Same policyholder successfully applies the following Specified Protection Plan / Supplementary Contract* | Based on every different Specified Protection Plan (US$) |
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50 |
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100 |
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200 |
+ Extra Offer is only applicable to Bonus Power Vantage and is not applicable to the Specified Protection Plan. Extra Offer is based on the number of every different Specified Protection Plan. If the Specified Protection Plans are the same, they will be counted as one only.
* Specified Protection Plan including AIA Vitality Series and Pearl Series of basic plans and supplementary contracts where applicable.
# Applicable to Hong Kong only.
Simply Love Encore 3 (US$ policies only) |
First Year Premium Refund |
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5 years / 10 years premium payment term | |
13% |
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Simply Love Encore 3~ | ||
One-Time Premium Payment | Premium Discount | |
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US$ | ||
300,000 – less than 600,000 | 2% | |
600,000 – less than 1,000,000 | 3% | |
1,000,000 or above | 4% |
~ This offer is applicable to US$ policies only, and NOT applicable to HK$/MOP policies.
Fortune Promise^ | ||
One-Time Premium Payment | Premium Discount | |
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US$ | ||
300,000 – less than 600,000 | 2% | |
600,000 – less than 1,000,000 | 3% | |
1,000,000 | 4% |
^ This plan offers US$ policies only.
Bonus Power Vantage# | ||
One-Time Premium Payment | Premium Discount | |
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US$ | ||
300,000 – less than 600,000 | 3% | |
600,000 – less than 1,000,000 | 4% | |
1,000,000 | 5% |
# This plan’s first application date is 5 October 2020 and it offers US$ policies only.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Annualised Premium (US$) |
Base Offer |
Extra Offer◆ (Same policyholder successfully applies for AIA Voluntary Health Insurance Schemes*) |
Total |
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5,000 – less than 10,000 | 5% | + extra 4% | 9% |
10,000 – less than 15,000 | 7% | + extra 4% | 11% |
15,000 or above | 9% | + extra 4% | 13% |
+ AIA Deferred Annuity Plan is applicable to Hong Kong only.
◆ The Extra Offer is only applicable to AIA Deferred Annuity Plan.
* AIA Voluntary Health Insurance Schemes refer to the basic plan and supplementary contract of AIA Voluntary Health Insurance Standard Scheme, AIA Voluntary Health Insurance Flexi Scheme and AIA Voluntary Health Insurance Prime Scheme. Applicable to Hong Kong only.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Up to 3 months of premium refund | |||
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Base Offer |
Extra Offer* (Same policyholder successfully applies for the Specified Protection / Savings Insurance Plan) |
Total | |
0.5 month |
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+ extra 0.5 month | 1 month |
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+ extra 2 months | 2.5 months | |
Enhanced offer# | |||
Customers successfully apply for Clever Care Refundable Protection with submission via iPoS Sign Everywhere / iPoS Easy Sign will enjoy an additional 0.5 month premium refund for such plan. |
+ The first policy application date of Clever Care Refundable Protection in Macau is 5 October 2020.
* Extra Offer:
# Enhanced Offer is only applicable to Clever Care Refundable Protection and is not applicable to the Specified Protection / Savings Insurance Plan. iPoS Easy Sign is applicable to Hong Kong only. Regarding the insurance products available for sale in different e-platforms, please contact your financial planner for details.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Protect Elite Ultra 3 Series | Premium Refund |
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3 months |
Terms & conditions apply. Details please download and refer to the promotion leaflet.
iTravel Protect^ | Premium discount |
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10% |
^ Applicable to Hong Kong only. iTravel Protect does not cover on any losses resulted from COVID-19. No premium refund will be offered for any journey cancellation/ curtailment as a result of COVID-19.
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Wealth Ultima 2 | Premium Charge |
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Reduced from 6.5% to 1.5% |
Terms & conditions apply. Details please download and refer to the promotion leaflet.
Please contact your financial planner or call AIA Customer Hotline for details.
The promotion leaflets contain general information only. They do not constitute any offer and/ or insurance product recommendation. Customer must complete the Financial Needs Analysis before applying any insurance product. For detailed features, terms, conditions and exclusions of the relevant specified insurance products, please refer to the relevant product brochure(s) and its policy provision(s).