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  • Lessen the Impact of Critical Illness

    Lessen the Impact of Critical Illness

    Concentrate on getting well without financial worries

    Did you know?

    attention

    Prevailing Risks Of Criltical Illnesses

    Cancer, pneumonia and heart disease are the top three serious illnesses in Hong Kong1, cancer being the most deadly. One in every four men and one in every five women will develop cancer before the age of 752. Over the past decade, about 40% of cancer cases occur by the age of 603.

    tired?

    New Yet Costly Treatments

    Advances in medicine nowadays mean that most diseases can be cured as long as patients receive prompt treatment following diagnosis. According to recent data, the five-year survival rate for cancer patients has reached 69%4. However, the cost of the latest treatment and medicine means not everyone can afford it. For instance, the 3-year treatment cost for lung cancer is about HK$1 million5. Combined with the expense of recovery, it often takes a heavy toll on the patient’s finances. Luckily, some current medical insurance plans in Hong Kong offer critical illness protection to lessen their burdens.

    YOUNGER SUFFERERS OF CRITICAL ILLNESSES

    YOUNGER SUFFERERS OF CRITICAL ILLNESSES

    • In 2017, the top three most deadly illnesses in Hong Kong were cancer, pneumonia and heart disease1.
    • Over the last decade, close to 40% of cancer patients were aged 60 and below3.
    • One in four men and one in five women in Hong Kong are at risk of developing cancer before the age of 752.
    • The number of cancer cases keeps rising.

    NUMBERS OF NEW CANCER CASES BETWEEN 2007 AND 20166

    THREE MOST COMMON CANCERS IN HONG KONG

    3 common cancers in Hong Kong for male 1. Lung Cancer 2. Colorectal Cancer 3. Prostate Cancer

    It is estimated that the 3-year treatment cost for colorectal cancer is about HK$1.27 million5

    3 common cancers in Hong Kong for female 1. Breast Cancer 2. Colorectal Cancer 3. Lung Cancer

    It is estimated that the 3-year treatment cost for breast cancer is about HK$1.17 million5

    IF CRITICAL ILLNESS COMES NEAR

    IF CRITICAL ILLNESS COMES NEAR

    Besides affecting the lives of you and your beloved, it also brings difficulties to the family finances.

    During treatment, you may need to cope with expenses below:

    Recovery expenses
    Daily life expenses
    Children’s education
    Treatment costs
    Mortgage
    Loan

    TIPS & ADVICE

    Masks

    Healthy habits

    Taking regular exercise, a balanced diet and sufficient sleep all add up to good health

    Moving..?

    Check your body

    Have regular health checks to identify potential problems and seek medical advice promptly

    Air purifier

    Prepare for the worst

    A comprehensive protection plan offers you strong financial support so that you can have proper treatment as soon as possible following diagnosis of a critical illness

    Stay healthy

    Recovery and follow up

    The fight against critical illnesses is often a long one, so it’s better to include extra recovery services in the protection plan

    SUGGESTED PRODUCT SOLUTIONS

    Life protection
    Severity-Based Health Protection

    AIA One Absolute – Full Protection

    Severity-Based Health Protection

    AIA One Absolute - Full Protection, a first-in-market future-proof protection plan that determines your claims based on the severity of your medical journey, covering every disease and injury - even new diseases that haven't been discovered yet.

    vitality

    AIA One Absolute – Cancer & Serious Infectious Disease Protection

    Severity-Based Health Protection

    AIA has introduced a first-in-market cancer protection that determines your claims based on the severity of your medical journey for cancer and carcinoma-in-situ via a scoring table, while adding support for existing and unknown serious infectious diseases. Enjoy a permanent 20% premium discount above a specified Sum Assured, and an instant 10% premium discount for the first year if you join AIA Vitality.

    vitality
    Other Severity-Based Health Protection Products
    Life protection
    Medical Protection

    Health Journey Guardian

    Medical Protection

    Most medical plans only focus on relieving your financial burdens upon the diagnosis or treatment of your medical need. Health Journey Guardian covers you all the way from prevention to recovery, including outpatient benefits, cancer benefits, rehabilitation and hospice care benefits and wellness assessments for different stages of your life to ensure your overall well-being.

    vitality

    CANCER GUARDIAN 2

    Medical Protection

    Rest easy with treatment and rehabilitation support through Cancer Guardian 2 

    vitality
    Other Medical Protection Products
    Life protection
    Critical Illness Protection

    Smart Elite Ultra

    Critical Illness Protection · Life Protection · Savings

    Provides you with life insurance and multiple illnesses protection, giving you comprehensive cover for 115 illnesses as well as the opportunity to enhance your savings.

    Protect Elite Ultra 3 / Protect Elite Ultra 3 – First Gift

    Critical Illness Protection · Life insurance · Savings

    Offers advanced multi-claim critical illness protection, along with specific cover for serious infectious diseases.

    vitality

    Cancer Care Essence

    Critical Illness Protection · Life Protection

    Covers specific cancer protection for 4 common cancers, including lung, colon and rectum, breast and prostate cancer; and provides life protection, giving you and your family better protection for the future.

    ON YOUR SIDE PLAN / ON YOUR SIDE PLAN – FIRST GIFT

    Critical Illness Protection · Life Protection · Savings

    Covers 115 diseases and Intensive Care Unit (ICU) stays, offers life insurance, critical illness protection, support for cancer, heart attack, stroke and Alzheimer’s disease / Irreversible organic degenerative brain disorders.

    vitality

    Simple Care Essence

    Critical Illness Protection · Life Protection

    Offers essential cover for as many as 115 illnesses, along with life protection and the option to convert to a whole life plan.

    vitality
    other critical illness protection products

    The above information is for general reference only. It shall not constitute nor should it be taken as a substitute for professional advice from a financial planner on purchasing insurance policies. Your financial planner will make recommendations based on the result of your individual needs analysis (including affordability and suitability, etc.). For detailed analysis and advice, please contact us or your financial planner.

    Sources

    1 Department of Health, Government of the HKSAR, Health facts of Hong Kong: 2018 Edition.
    2 Statistics for the year 2016, the Hong Kong Cancer Registry, Hospital Authority website.
    3 2007-2016 statistics of average prevalence rate of cancers of different parts of the body, the Hong Kong Cancer Registry, Hospital Authority website.
    4 American Cancer Society, Cancer Facts and Figures 2018, 2007-2013 statistics, 5-year relative survival rates for cancer at diagnosis.
    5 Hong Kong Sanatorium and Hospital fee schedules, Union Hospital fee schedules, Hong Kong Cancer Fund and media reports. The cost of treatment is calculated based on the normal prevalence. Cancer is assumed to be treated by surgery, chemotherapy and targeted therapies.
    6 2007 – 2016 statistics, the Hong Kong Cancer Registry, Hospital Authority website.​

    The information was extracted from AIA’s Research of Critical Illness Trends and Medical Expenses by GfK Hong Kong, an independent market research company (data collected in March 2019). The above information above was gathered from external sources on a general basis and is for reference only. Please refer to the related data and information collection statement for details.

    Data and Information Collection Statement

    This webpage was designed and produced by AIA by searching internal and external data and information for information provision and reference purposes only. The content should not be considered to be the invitation, advice or latest information of any mentioned insurance products. When preparing and/or updating this webpage, AIA endeavours to ensure that the content is accurate, complete and updated but will not bear any responsibilities nor make any warranty or guarantee for the accuracy, completeness and timeliness of the information or for any claims and/or losses caused thereby. Any views or information mentioned and set out in this webpage are based on general situations. Readers should not regard them as advice. AIA reserves the right to change and modify the views and information set out in this webpage at any time without issuing prior notice. Before making any decisions about the theme of this webpage, you are recommended to seek independent advice from suitable professionals (such as doctors, nutritionists, financial advisers or lawyers, etc.). It is clearly stated that AIA will not bear any responsibilities for others’ usage or interpretation of the information listed in this webpage.

    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

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    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
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    Customer Service Centre

    1903, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 08:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    1903, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Go to

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    Visit our corporate site to learn more about AIA.

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