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    • HAPPY RETIREMENT WEALTH MANAGEMENT PROGRAMme

    (“HRWMP”)

    WHAT HRWMP IS ABOUT

    HRWMP is a simple way to keep your existing ORSO platform and benefits for potential growth in the future with our ORSO funds. Our diverse fund choices help you achieve your desired retirement goals. Get more information below.

    You can also choose how best to withdraw your savings in a way that suits your specific needs or circumstances.

    DO YOU NEED TO DELAY YOUR RETIREMENT?

    • With an individual shortfall of HK$2.3 million (median), a record-high among all previous surveys.
    • Nearly 7 in 10 will not be able to achieve their retirement reserve goals
    • Those who cannot achieve their retirement reserve will have to delay retirement by over 10 years

    Source: AIA Desired Retirement Tracker, February 2023

    Join HRWMP

    • TALK TO US AT 2200 6288 TALK TO US AT 2200 6288
    • TALK TO US LATER TALK TO US LATER

    WHAT DOES IT PROVIDE?

    CONTINUED INVESTMENT IN YOUR EXISTING PLATFORM
    Because you’ve probably had your ORSO savings for a long time, it’s reassuring to know that with HRWMP, you will be familiar with the investment products. Take advantage of this by continuing to invest your existing portfolio in the same way as before.

    DIVERSE CHOICE OF FUNDS & INVESTMENT EXPERTISE
    If you’d like to reinvest1 your ORSO benefits, choose from the comprehensive range of funds you’ve grown familiar with over the years. And as you know, we use award-winning investment managers to look after your portfolio.

    UNLIMITED FREE FUND SWITCHING2
    Switch between funds that best suit your needs, anytime.

    FLEXIBLE WAYS TO ACCESS YOUR BENEFITS
    You can make regular withdrawals3 – either monthly or annually– and can alter the withdrawal amount and frequency in line with your personal needs. There is no set-up fee and no annual fee.

    EXCELLENT SERVICE
    You’ll get reassuring customer service support from our award-winning teams. They work long hours to offer you support, which adds an extra dimension of convenience for you. You can access your information quickly online.

    RAISE YOUR RETIREMENT QUOTIENT (“RQ”)

    • Are you prepared for retirement? Test your RQ Are you prepared for retirement? Test your RQ
    • Are your retirement savings enough? Find out with our Retirement Savings Calculator Are your retirement savings enough? Find out with our Retirement Savings Calculator

    Investment involves risks and not all investment choice provided by AIA will be suitable for everyone. Investment performance and returns may go down as well as up.

    Terms and Conditions
    Terms and Conditions
    - COLLAPSE + EXPAND
    1. The minimum benefit balance of participating in HRWMP is HK$100,000. All investment unit holdings representing the member’s ORSO accrued benefits will be redeemed at prices on the redemption date and the redemption proceeds will be re-invested within 7 working days from the redemption date in accordance with your choice of investment fund stated in Appendix to Notification of Member Termination. The redemption price may change according to market condition. The redemption price thus affects the redemption proceeds which will be re-invested in the program.

    2. Except the AIA Capital Guaranteed Fund and AIA Guaranteed Fund. You are permitted to raise only one switch request out of AIA Capital Guaranteed Fund and AIA Guaranteed Fund within the same calendar year. Please refer to the section entitled “Switching Between Funds” of the offering documents of the Scheme for details including conditions.

    3. For regular monthly withdrawal, minimum withdrawal is HK$500 or above in multiples of HK$100. For regular annual withdrawal, minimum withdrawal limit is HK$5,000or above in multiples of HK$100. No minimum account balance requirement for those participants who have placed a regular withdrawal instruction. You may opt to withdraw the whole ORSO balance in the duration of 5 years / 10 years / 15 years / 20 years by regular monthly or annual payment. The investment funds will be redeemed either on the 7th day or 22nd day (“Redemption Date”) of each month. If withdrawal instruction is received by AIA and AIA(T) with complete information on any date between the 1st and the 15th day of the month (both days inclusive), the redemption will be made on the 22nd day of that month or the following business day if the 22nd day is not a business day. Or, if withdrawal instruction is received by AIA and AIA(T) with complete information on any date between the 16th and the last day of the month (both days inclusive), the redemption will be made on the 7th day of next month or the following business day if the 7th day is not a business day. Withdrawal payment by cheque will be sent to participants within 7 working days from the Redemption Date. The member account under the HRWMP would be automatically terminated when all funds have been withdrawn. There will be no penalty charges for account closure.
    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website ( https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed 

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    Unit 201, 2F, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 08:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    Unit 201, 2F, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Go to

    AIA.COM

    Visit our corporate site to learn more about AIA.

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