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(“HRPSP”)
HRPSP is one of our retirement planning programmes to keep your existing platform of benefits under our Macau Retirement Fund services without withdrawing them, and safeguard any new benefits you accrue, leaving you to enjoy potential growth in the future. Read more about how our Happy Retirement Personal Savings Programme can help you achieve desired retirement below.
If you are currently employed by a company paying into the AIA Macau Retirement Fund Services, or are an ex-employee with benefits still held, you can set up a Personal Account for voluntary contributions and make use of the same platform you have been using. You can also keep your existing balance separate in a new account to continue, then continue to invest. No set-up fee or annual fee will be charged1, 2, 4, 5, 7.
DO YOU NEED TO DELAY YOUR RETIREMENT?
Source: AIA Desired Retirement Tracker, February 2023
FLEXIBLE SAVINGS OPTIONS
DIVERSE INVESTMENTS
Choose the investments that are right for you from a wide range of available funds
UNLIMITED FREE FUND SWITCHING
Manage your funds the way you want by switching them for free6.
EXCELLENT SERVICE
You’ll get reassuring customer service support from our award-winning teams. They work long hours to offer you support, which adds an extra dimension of convenience for you. You can access your information quickly via this interactive website aia.com.hk or “AIA Connect” mobile app.
DOWNLOAD THE HRPSP
BROCHURE
RAISE YOUR RETIREMENT QUOTIENT (“RQ”)
Investment involves risks and not all investment choice provided by AIA will be suitable for everyone. Investment performance and returns may go down as well as up.
For further details, please refer to the Happy Retirement Personal Savings Programme promotional leaflet.
1 Minimum transfer amount of the vested benefit from Associate Plan is MOP20,000 for those who have not joined Happy Retirement Personal Savings Programme and opt to transfer his/her accrued benefit without making voluntary contribution. There is no minimum limit requirement for those who have joined the Happy Retirement Personal Savings Programme or opt to make future voluntary contribution.
2 Upon cessation of employment with the associate, the member may elect to become an Individual Participant.
3 Applicable only to the ex-employee members of any associate participating in AIA Macau Private Pension Fund upon cessation of employment with the associate.
4 All or part of the investment units will be rolled-over directly to your Individual Participant Personal Account automatically upon your cessation of employment, if you have already had an Existing Participant Personal Account.
5 All or part of the investment unit holdings representing the vested benefits of the ex-employee members of any associate participating in AIA Macau Private Pension Fund, if so selected upon cessation of employment, will be transferred to their Individual Participation Personal Account. The vested benefits transferred from their account under Employer Plan to their Individual Participation Personal Account will be invested in the same manner immediately before the transfer. There is no selling or buying of investment units during the transfer process. The contribution allocation/latest investment mandate of the Individual Participation Personal Account is not applicable to the accrued benefits being transferred under this transfer arrangement.
6 Unlimited fund switching requests via Interactive Website aia.com.hk or “AIA Connect” mobile app but only one fund switching or reallocation request is allowed in each scheme year if using paper format.
7 Subjected to change by Management Company with prior notice.