Traditional critical illness plans only covered a certain number of designated diseases. But as modern healthcare advances and new diseases emerge, treatment costs are becoming increasingly uncertain. Serious medical conditions can also develop suddenly from non-critical illnesses and injuries. Customary cover may no longer offer sufficient protection for your peace of mind.
To future-proof your protection once and for all, AIA created an innovative, first-in-market protection plan that covers every disease and injury such as cancer, heart attack, stroke, complications, even new diseases which haven't been discovered yet. AIA One Absolute – Full Protection provides payments of up to 160% of your Sum Assured based on an objective assessment of the severity of the insured’s medical journey. We calculate claims using our transparent scoring table, which you can check for yourself, giving you a greater sense of certainty about your claim.
You can enjoy a permanent 20% premium discount^ above a specified Sum Assured, and an instant 10% premium discount for the first year if you join AIA Vitality+.