Savings Insurance
Grow and protect your wealth
As cancer treatments become more specialised, and unknown diseases emerge, your treatment options can lead to uncertainty about medical costs and cover.
To ease your mind, AIA has created an innovative, first-in-market cancer protection that determines your claims based on severity. Unlike plans that pay you based on your diagnosis, AIA One Absolute - Cancer & Serious Infectious Disease Protection provides payments of up to 160% of your Sum Assured based on an objective assessment of the severity of the insured's medical journey for cancer and carcinoma-in-situ. We calculate claims using our transparent scoring table, which you can check for yourself, giving you a greater sense of certainty about your claim. We have also added cover for serious infectious diseases, like COVID-19 in 2019 – 2020 and even possible future global outbreaks.
Future-proof
Covers any type of cancer or carcinoma-in-situ, as well as any infectious disease that is a PHEIC according to the WHO
Payment of up to 160% of Sum Assured
Provides extra protection for conditions with a high degree of severity
Budget-friendly protection
Affordable premium for this innovative protection plan
Clear and transparent
Our first-in-market single scoring table provides insights on your claim of cancer and carcinoma-in-situ for greater peace of mind
Independent objective assessment factors
Payment is based on objective assessment factors such as the form of surgery and treatment taken and length of an ICU stay
Enjoy premium discount
Enjoy a permanent 20% discount^ on your premiums above a specified Sum Assured, and an instant 10% premium discount for the first year if you join AIA Vitality
^ Applicable to the standard premiums of the basic plan only.
Click video below to learn more
From 1 October 2020 to 31 December 2020, you can enjoy up to 6 months premium refunds for successful application of AIA One Absolute – Cancer & Serious Infectious Disease.
For the new AIA One Absolute - Cancer & Serious Infectious Disease Protection, you can get up to HK$1.6 million worth of protection for just HK$160 a month*! Watch the video below to learn more!
*Taking an example of a 28-year-old non-smoking insured purchasing yearly renewable plan with a sum assured amount of HK$1million, and receiving a maximum of 160% protection amount. Terms and conditions apply.