Your Door to Global Opportunities

Global Power Multi-Currency Plan 2

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Global Power Multi-Currency Plan 2

Offers up to 9 currency options so you can explore greater potential returns

Benefit term Whole life
Issue age 15 days to age 80
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Featured benefits

Bonus Unlock Option for reallocating bonuses

【First-in-market4】 Unlock the latest value of the Bonus Lock-in Account as non-guaranteed bonuses5 to enjoy potential returns and suit your financial needs

Change of Insured Option and Contingent Insured Option

Allow you to change the insured to another loved one6 and designate another loved one as a contingent insured with no limit on the number of times

The settlement option of your choice

The death benefit and accidental death benefit can alternatively be paid in a lump sum or in regular instalments for you to pass on your assets to future generations as you wish

Up to 9 policy currency options1

Up to 9 policy currency options1 at inception and for exchange in the future, giving you access to the advantages of global currencies

Policy Split Option enables flexible asset allocation

You can divide your policy into multiple policies2 for extra flexibility in asset planning

Bonus Lock-in Option to realise potential gains

Transfer the non-guaranteed bonuses into a Bonus Lock-in Account to earn interest at a non-guaranteed rate3

Cater to your needs and achieve your life goals

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks.

Limited-time offers

  • Get up to 28% premium refund on 10-year premium payment term
  • Get up to 27% premium refund on 5-year premium payment term
  • Get up to 19% premium refund on 3-year premium payment term
  • Get up to 7% premium discount on one-time premium payment
Terms & conditions apply. Refer to the promotional leaflet for details.

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  • Benefit Term: Whole life
  • Policy Currency: US$
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Notes

 

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. 

  • Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
  1. Macau pataca is only applicable for policies issued in Macau.

  2. After the end of the 3rd policy year or the end of the premium payment term, whichever is later, you can exercise the Policy Split Option and transfer certain policy values from the current policy to a separate policy, splitting one policy into two. This option can only be exercised once per policy year.

  3. This is available once per policy year, after the end of the 15th policy year and within 30 days after the end of each policy year.

  4. As of 16 September 2022, compared with savings insurance products provided by Hong Kong major insurance companies.

  5. Within 30 days after the end of each policy year, starting from one year after you have exercised the Bonus Lock-in Option, you may apply to exercise the Bonus Unlock Option once per policy year.

  6. You may opt to change the insured of the policy during the lifetime of the current insured and after the end of the 1st policy year, subject to our approval.

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