New AIA Assemble

Build the Protection You Want


Get insured now to enjoy up to 5 months premium refund1

Starting now, you can pick and build your critical illness protection

AIA understands everyone wants the freedom to choose and the same applies to choosing for their critical illness protection. That is why we launched the brand new AIA Assemble, first-in-market2 to allow you to pick and build your protection (including Cancer, Heart-Related, Nervous System-Related and Other Critical Illnesses Covers) and set the sum assured for each critical illness cover3. This introduces more flexibility to cover your needs on critical illness insurance and you can just pay for what you really want.

Build the Protection You Want
limited offer

Limited-time offers

Apply now to enjoy up to 5 months premium refund.
Terms & conditions apply. Refer to the promotional leaflet for details.

Find the protection combination for critical illness insurance that suits your needs4：

(Only available in Traditional Chinese version)

Youths who enjoy freedom

The brand new AIA Assemble lets you customise your protection and sum assured3 according to your needs on critical illness insurance and budget, fulfilling the basic needs of the younger generation.

Customise your critical illness protection and sum assured to suit the basic needs of the younger generation.

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Sarah's friend was diagnosed with cancer recently, which has made Sarah more mindful of her health and the importance of insurance. As a beginner in her career, she is on a tight budget despite her stable income. Sarah would like to purchase a critical illness insurance plan that fits her needs and budget so that she can be compensated for medical treatments and living expenses in case of critical illnesses.

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Sarah (age 25 non-smoking insured)

  • Purchased AIA Assemble with a 30-year premium payment term
  • Applied for Life and Cancer Covers, enjoying premium as low as HK$4/day*

Family-first breadwinners

You can enhance your existing critical illness protection according to your needs, maintaining your family's quality of life and protecting them as always should critical illnesses strike.

(Only available in Traditional Chinese version)
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Enhance your existing protection and accompany you through different stages of life.

Prudent and budget-conscious, Gordon reviews his needs from time to time. In his 20s, he purchased a critical illness insurance plan with relatively low coverage. As he grew older and built a family, he realised the potential risks of illnesses and worried that his existing protection was insufficient. Now that he has a higher financial capability and bigger budget for insurance, he is considering an additional critical illness insurance plan to enhance his existing coverage to cope with family expenses should he get sick and to focus on treatment.

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Gordon (age 33 non-smoking insured)

  • Purchased AIA Assemble with a 30-year premium payment term
  • Applied for Life, Cancer, Heart-Related and Nervous System-Related Covers, enjoying premium as low as HK$10/day^

3 Steps to Build Your Protection

AIA Assemble is a personalised and flexible critical illness protection plan where you can pick and build your protection and set your sum assured to cover your needs on critical illness insurance and suit your budget.
Step 1: Set your sum assured for compulsory covers
Set your sum assured according to your needs and budget.
Life Cover
Set the initial sum assured to protect you and your loved ones from uncertainty.
Cancer Cover
Set your sum assured up to 3 times of the initial sum assured of the Life Cover to take care of the expenses when you are unwell.
Step 2: Choose from the optional covers
Customise your critical illness cover according to your needs.
Click on the protection below to learn more.
Multiple Cancer Cover
Provides up to 5 additional claims for the continuation, metastasis, or recurrence of a previous cancer or a new cancer.
Heart-Related Cover
Covers 18 heart-related diseases, such as heart attack or coronary artery surgery.
Nervous System-Related Cover
Covers 35 nervous system-related diseases, such as stroke, degenerative brain disorder diseases, Parkinson’s disease.
Other Critical Illnesses Cover
Covers 28 other diseases, such as kidney failure and chronic liver disease.
Terminal Illness and Loss of Independent Existence Cover
Apart from the compulsory Life and Cancer Covers, when you have selected the Heart-Related Cover, Nervous System-Related Cover and Other Critical Illnesses Cover, the Terminal Illness and Loss of Independent Existence Cover will be provided automatically with no extra premium required. This provides you with financial support in the event you become terminally ill or unable to live independently.
Step 3: Set your sum assured for each critical illness cover
After choosing your protection combination, you can set the sum assured for each critical illness cover. The initial sum assured of specific cover can be up to 300% of the initial sum assured of Life Cover.
You can just pay for what you really need.
Notes
 
  1. Terms and conditions apply to the offer.

  2. As of 22 Mar 2023, compared with critical illness insurance products provided by Hong Kong major insurance companies.

  3. The initial sum assured of specific cover can be up to 300% of the initial sum assured of Life Cover.

  4. The following examples are hypothetical and for illustrative purposes only. The selected covers and coverage amount are for reference only, customers should choose the benefits according to their own circumstances, including needs and affordability. The combination of covers must meet the product requirements. Life and Cancer Covers are compulsory covers.

*Taking an example of a 25-year-old non-smoking female insured who purchased AIA Assemble with premium payable on an annual basis (30-year premium payment term, Life Cover initial sum assured US$10,000 and Cancer Cover initial sum assured US$10,000).
 
^Taking an example of a 33-year-old non-smoking male insured who purchased AIA Assemble with premium payable on an annual basis (30-year premium payment term, Life Cover initial sum assured US$10,000, Cancer Cover initial sum assured US$10,000, Heart-Related Cover initial sum assured US$30,000 and Nervous System-Related Cover initial sum assured US$30,000).
 

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