Notes
- The above information is for Hong Kong only.
- All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
- Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid.
- For Serene Life Insurance Plan, an one-off non-guaranteed Terminal Dividend will be provided upon policy surrender, death of the insured or policy termination after the policy has been in force for 3 years. For Serene Life Insurance Plan (Annual Dividends), non-guaranteed Annual Dividends will be declared to your policy at least once per year starting from the end of the 3rd policy year, while an one-off non-guaranteed Terminal Dividend will be provided upon policy surrender, death of the insured or policy termination after the policy has been in force for 10 years.
- Offer of this benefit will be subject to our underwriting decision and exclusions.
Important notes for Policy Reverse Mortgage Programme (PRMP)
Please note that Serene Life Insurance Plan series are the eligible life insurance plans under PRMP, but it does not necessarily mean that your PRMP application will be approved. The eligibility of this product under the PRMP is based on the features of the product. You and your life insurance policy are still required to meet the eligibility criteria under PRMP before you apply for the policy reverse mortgage loan.
The general information provided by us on PRMP is for reference only, and you should not make any decisions based on such information alone. You should always seek for advice from professional bodies if you have any doubts. Please note that the information provided is subject to change including the eligibility criteria for PRMP. We do not take any responsibility to inform you about any changes and how they may affect you. The Policy Reverse Mortgage Programme is operated by HKMC Insurance Limited, a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited. For further information, please refer to The Hong Kong Mortgage Corporation Limited website:
www.hkmc.com.hk.
