New Capital Investment Entrant Scheme
The New Capital Investment Entrant Scheme (the Scheme) is designed to attract asset owners to settle in Hong Kong, offering them the opportunity to explore the city's diverse investment landscape through strategic wealth allocation and management.
As the business and financial hub of Asian regions, Hong Kong boasts an excellent location, a diversified range of investment opportunities, a mature legal environment, and a comprehensive financial foundation, providing a secure and stable investment environment for investors intending to come to Hong Kong.
As the business and financial hub of Asian regions, Hong Kong boasts an excellent location, a diversified range of investment opportunities, a mature legal environment, and a comprehensive financial foundation, providing a secure and stable investment environment for investors intending to come to Hong Kong.
What makes Hong Kong an ideal place for investment and living?
- Low, simple, and competitive tax system
- Free trade port with visa-free access to 175 Countries and Territories^
- Internationally recognised education system*
- Premier business hub in Asia**
Immigrant investor programme requirements vary by country. The application and review process for this Scheme should comply with the government's criteria. With a wide range of permissible investment assets, the Scheme can accommodate investment strategies and needs of different investors.
Eligible individuals must invest a minimum of HK$30 million, net (or equivalent in foreign currencies) in permissible investment assets. Of this:
- HK$3 million must be placed in a New CIES Investment Portfolio
- At least HK$27 million must be invested in any of the following permissible financial assets and/or real estate (The total investment amount in non-residential real estate and residential estate is subject to an aggregate cap of HK$15 million, of which the investment in residential real estate is capped at HK$10 million*.)
Remarks:
- For residential real estate, the investment must be made in one single property with transaction price of HK$30 million or above.
- Eligible collective investment schemes (such as ILAS)
- Subordinated debt
- Limited partnership funds ("LPFs") – investment capped at HK$10 million
- Equities
- Certificates of deposits – investment capped at HK$3 million
- Debt securities
Age
- 18 or above at the time of applying for Net Asset Assessment
Scope
- Foreign nationals (except nationals of Afghanistan, Cuba and Democratic People's Republic of Korea);
- Chinese nationals who have obtained permanent resident status in a foreign country;
- Macao Special Administrative Region residents;
- Chinese residents of Taiwan;
Net assets
- The Applicant must have held net assets or net equity to which they are absolutely beneficially entitled with a net market value of not less HK$30 million (or equivalent in foreign currencies) for the six months preceding the date they lodged their application for Net Asset Assessment under the Scheme.
How can AIA facilitate your plan under the New CIES?
AIA Hong Kong & Macau plays a leading role in driving economic and social development across Hong Kong and Asia. AIA's strong investment capabilities brings you the below 5 advantages.
Advantage 1: A Century of Success Makes AIA an Industry Leader
AIA was first established in Shanghai in 1919, and has over 100 years of history in Asia. Today, it is the largest independent publicly listed pan-Asian life insurance group. AIA began operations in Hong Kong in 1931 and now operates in 18 markets.
AIA Group Limited (Stock Code: 1299) is the fifth largest constituent stock of the Hang Seng Index3. The market capitalisation has more than tripled1 since its public listing in 2010, with total assets of US$345 billion2.
| AIA International Limited Globally Renowned Credit Ratings |
|
| Moody's4 | Aa2 (Stable) |
| S&P4 | AA (Stable / --) |
| Fitch4 | AA (Stable) |
Source:
- Bloomberg (as at 30 September 2025)
- AIA Group Limited Annual Results 2025 (as at 31 December 2025)
- www.hsi.com.hk (November 2025)
- AIA Group Limited website (as at 4 December 2025)
Advantage 2: Diversified Investment Options Covering Multiple Sectors
Our eligible ILAS plans under the New CIES provide multiple investment options covering various asset classes. This allows you to choose different investment options according to your own risk profile and needs.
Advantage 3: Partnering with Over 30 World-renowned Fund Companies
AIA provides you with a range of investment options corresponding to various underlying funds are managed by world-renowned fund management groups and companies. These investment teams bring extensive experience and expertise, ensuring high-performance investment management.
Advantage 4: AIA Alta Wealth Management Centre, Wealth Management Team & Dedicated Legacy Planning Team provides a one-stop professional services
Our Wealth Management Centre* collaborates with various international organisations to provide interested high-net-worth customers with advisory services through referrals on legacy planning, tax, legal, New CIES, and local and overseas education planning. This one-stop professional service offering is the first of its kind in the industry.
*The AIA Alta Wealth Management Centre is only available to AIA Hong Kong financial planners and eligible clients.
*The AIA Alta Wealth Management Centre is only available to AIA Hong Kong financial planners and eligible clients.
Advantage 5: One-stop Solution to Live "Healthier, Longer, Better Lives"
AIA HK strives to fulfil customers' comprehensive needs for prevention, protection, treatment, and health services, helping you live Healthier, Longer, Better Lives while making a significant, positive impact on the communities we serve across Asia.
AIA HONG KONG & MACAU
We are the insurer with the largest number of policies in Hong Kong1, serving over 3.6 million customers2.One in three people in Hong Kong with individual medical insurance is an AIA customer3.
We are the insurer with the largest number of policies in Hong Kong1, serving over 3.6 million customers2.One in three people in Hong Kong with individual medical insurance is an AIA customer3.
Source:
- The latest provisional statistics of the Insurance Authority on Hong Kong long-term insurance business from January to June 2025.
- AIA Hong Kong internal data includes Hong Kong and Macau's individual life, group insurance and pension customers (as at 30 June 2025).
- Based on Hong Kong Special Administrative Region Census and Statistics Department – Thematic Household Survey Report No. 78, January 2024, Table 7.1a and AIA internal data.
If you're interested in relocating to Hong Kong for new ventures under the New Capital Investment Entrant Scheme (the Scheme), please explore our related investment products and services.
Before applying for insurance, customers must complete a Financial Needs Analysis and Risk Profile Questionnaire to determine their investment needs, affordability, and risk profile. ILAS products are only suitable for individuals with life protection and investment needs who wish to choose and manage different investment options on their own. AIA and our Financial Planners do not provide any professional advice on investment, immigration, or tax matters.
The information on the New CIES provided is for reference only. For more details, please visit the government's websites.
