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Grand VIP

Extensive care and greater accident protection, for you and your loved ones
Benefit term Up to age 76
Issue age Age 18 to 70 (for employed person only)

Featured benefits

The content of this website does not contain the full terms of the product, and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.
  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. 

  • This plan can only be purchased as a basic plan. 
  1. Applicable to any of the injuries listed in the Benefits Schedule for Accidental Death & Dismemberment Benefit occuring within 180 days after an accident involving the insured. 

  2. Applicable while travelling outside the territorial limits of Hong Kong SAR or Macau SAR. The Overseas Double Indemnity Benefit will no longer be provided upon Double Indemnity Benefit has been paid, vice versa. 

  3. Applicable within 52 weeks after the accident, up to the maximum limit per accident per insured. 

  4. The payable sum of Compassionate Death Benefit is capped at US$1,300 per life for all such policies held with us. 

* An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.

** Premium discount is only applicable to the standard premiums of selected AIA Vitality insurance products (including basic and add-on plans) and shall not apply to any extra premiums due to loading. In all circumstances, the premium discount will be calculated in accordance with the insured's AIA Vitality Status achieved on each policy anniversary. The policy anniversary of AIA Vitality selected insurance products and AIA Vitality membership anniversary may not be the same. For details and offers of AIA Vitality selected insurance products, please visit aia.com.hk/aiavitality.

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