Robotic Investment Choice Service

The Robotic Investment Choice Service gives customers of selected Investment Linked Assurance Schemes (ILAS) greater control and ease in building quality investment portfolios under their insurance policies. The service provides personalised1 reference portfolios for customers based on their needs.

How does the reference portfolio work?

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Robotic Investment Choice Service – Reference Portfolio

New services that help customers to manage their ILAS policies more efficiently

Reference Portfolio

Customers purchasing selected new ILAS policies will undergo a financial needs analysis and risk profile assessment. Based on the result of the risk profile assessment, AIA Hong Kong's Robotic Investment Choice Service will then provide personalised1 Reference Portfolios to customers, helping them with their first investment choices under their new ILAS policies. This service provides more than 120 Reference Portfolios for various products and risk assessment results, and will make quarterly adjustments based on comprehensive market analysis in order to fulfil the investment needs of ILAS customers with varying risk tolerance levels. Existing customers of selected ILAS policies, after updating their personal risk profile assessments, can also use “AIA Connect” mobile app and web portal to access their Reference Portfolios.

Best-in-Class Fund

If a customer is interested in a particular market or asset class under the ILAS investment options, the Robotic Investment Choice Service also provides a Best-In-Class Fund out of all the investment options in the relevant category for reference.

Fund Selector

Customers can easily find the investment options that match their criteria.

Chatbot

Support enquiries on investment option information, service details of the Robotic Investment Choice Service as well as the ways of switching investment options.

FAQs

  1. What is the Robotic Investment Choice Service?
    AIA Hong Kong provides personalised1 Reference Portfolios for customers based on their needs. The service will provide more than 120 Reference Portfolios for various products and risk assessment results. Moreover, if a customer is interested in a particular market or asset class under ILAS investment options, the Robotic Investment Choice Service also provides a Best-In-Class Fund out of all the investment options in the relevant category for reference.

  2. How many investment portfolios are under the Reference Portfolios?
    The service offers over 120 Reference Portfolios for various products and risk assessment results, and will make quarterly adjustments based on comprehensive market analysis in order to fulfill the investment needs of ILAS customers with varying risk tolerance levels.

  3. Why there are there so many Reference Portfolios?
    The service is personalised1. We understand that risk tolerance levels are different for everyone. Therefore, we offer different Reference Portfolios even your risk score differs by only 1 mark.

  4. How are the Reference Portfolios constructed?
    Various quantitative analysis, bonds-equities adjustment and regional allocation are conducted by the investment teams of affiliate of AIA Hong Kong, to construct the Reference Portfolios with different risk-return characteristics.

  5. How can an AIA ILAS customer check their Reference Portfolio?
    Customers with selected ILAS can log in to the mobile app “AIA Connect”mobile app and web portal to check their Reference Portfolio.

  6. Does the Robotic Investment Choice Service apply to all AIA policies?
    The service is only applicable to selected ILAS. Please contact your financial planner for more information.
1 This service will provide different Reference Portfolios to customers for their own reference and consideration, based upon the result of their risk profile questionnaires. AIA Hong Kong does not provide any investment advice.