- All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.
- You have the option to take up a Cancer Guardian 3 as either a stand-alone insurance plan or as an add-on plan to specified basic plans.
- As of 1 September 2022, compared against similar cancer protection insurance products provided by major Hong Kong insurance companies.
- Macau pataca is only applicable to policies issued in Macau.
- This benefit is only applicable to Plus plan and Mega plan.
- Starting from the 4th policy year, depending the attained age of the insured, the insured can choose to receive HPV vaccination or designated cancer screening selection and choose to screen for cancer on every 5 years.
- Fully covered shall mean no itemised benefit sublimit under Diagnostic Benefit, Cancer Treatment Benefits, Reconstructive Surgery Benefit and Monitoring Benefit.
- Subject to the lifetime cancer limit.
- This service is provided by the designated service provider engaged by AIAHK and is not applicable to Macau Region.
- This service is not contractual service and non-guaranteed, but the administrative arrangement offered in our absolute discretion. AIA reserves the right to amend, suspend or terminate the services without further notice.
* An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.
** Premium discount is only applicable to the standard premiums of selected AIA Vitality insurance products (including basic and add-on plans) and shall not apply to any extra premiums due to loading. In all circumstances, the premium discount will be calculated in accordance with the insured's AIA Vitality Status achieved on each policy anniversary. The policy anniversary of AIA Vitality selected insurance products and AIA Vitality membership anniversary may not be the same. For details and offers of AIA Vitality selected insurance products, please visit aia.com.hk/aiavitality