Plan ahead for a stable stream of retirement annuity income

AIA Deferred Annuity Plan

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AIA Deferred Annuity Plan

Provides you guaranteed Monthly Annuity Payment, helping you to realise a fulfilling retirement life
Benefit term The end of annuity period
Issue age Age 18 to 60

Featured benefits

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request for policy contract sample before committing the purchase. Please note the relevant product risks.
  • The above information is for Hong Kong only. 

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA. 

  • Life insurance policies are long-term contracts of insurance. Should you surrender the policy early, you may receive an amount considerably less than the total amount of premiums paid. 
  1. For the change of Annuity Payment Start Age, you should apply for 30 days before both the originally and newly selected Annuity Payment Start Age, and the change is subject to the relevant terms and conditions. 

  2. The death should occur on or after the commencement of the Annuity Period. 

  3. The Unemployment Benefit is subject to the relevant terms and conditions.

  4. HK$60,000 is the maximum tax deductions per taxpayer per year for qualifying annuity premiums and MPF tax deductible voluntary contributions. For details on tax deductions, please visit the website of Inland Revenue Department (IRD) of HKSAR or contact IRD for tax related enquiries. You can also consult your tax and accounting advisors for tax advice.

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