Customers purchasing selected new ILAS policies will undergo a financial needs analysis and risk profile assessment. Based on the result of the risk profile assessment, AIA Hong Kong's Robotic Investment Choice Service will then provide personalised1 Reference Portfolios to customers, helping them with their first investment choices under their new ILAS policies. This service provides more than 120 Reference Portfolios for various products and risk assessment results, and will make quarterly adjustments based on comprehensive market analysis in order to fulfil the investment needs of ILAS customers with varying risk tolerance levels. Existing customers of selected ILAS policies, after updating their personal risk profile assessments, can also use “AIA Connect” mobile app and web portal to access their Reference Portfolios.
The Robotic Investment Choice Service gives customers of selected Investment Linked Assurance Schemes (ILAS) greater control and ease in building quality investment portfolios under their insurance policies. The service provides personalised1 reference portfolios for customers based on their needs.