AIA Hong Kong & Macau announces the launch of the FlexiAchiever Savings Plan that integrates long-term wealth accumulation, liquidity, and legacy planning. The Plan is designed to empower customers to address their future needs through flexible financial management, enabling them to reach their financial goals with greater ease.  Among its key features is a first-in-market¹ Special Bonus, allowing customers to achieve stable wealth growth while obtaining potential bonuses. The Plan also offers a rare-in-market² Value Safeguard Option, enabling customers to enjoy liquidity for unexpected financial needs. Its first-in-market³ Beneficiary Flexi Option helps customers safeguard their loved ones and pass on their wealth to future generations.

During the promotional period, customers can enjoy a premium refund⁴ of up to 13% upon successful application of the FlexiAchiever Savings Plan.

 

Ms Alice Liang, Chief Proposition & Healthcare Officer of AIA Hong Kong & Macau, said, "The global economic landscape is ever-evolving. Our recent Savings Preference Voice of Customer research⁵ revealed that when considering wealth products, customers are not only looking for long-term returns; they also increasingly prefer flexibility and liquidity options to help them feel confident in navigating their future.

 

Anchored by our unwavering commitment to customer centricity, AIA Hong Kong & Macau designed the FlexiAchiever Savings Plan to address customers' needs for flexible wealth management with multiple market-leading features. The Plan supports customers in their long-term wealth accumulation while also allowing them to enjoy liquidity to pursue their aspirations, whether it is taking a career break or pursuing a dream hobby. Additionally, the Plan incorporates dynamic options for passing on wealth, realising a one-stop solution for wealth accumulation, liquidity^# and legacy planning. According to research, new residents in Hong Kong and pre-retirees would especially find the FlexiAchiever Savings Plan appealing as they have a strong preference for flexibility in wealth management.

 

At the start of the new year, we hope to encourage the general public to take action for their financial wellbeing by launching the highly versatile and flexible FlexiAchiever Savings Plan, and help everyone live Healthier, Longer, Better Lives."

 

• First-in-market¹ Special Bonus: To support customers in long-term wealth accumulation, starting from the end of the 11th policy year, customers who have not exercised the Bonus Lock-in Option, Value Safeguard Option and Mental Incapacity Option⁶, and have not made any payments nor withdrawn any policy value including partial surrenders will be eligible to receive an additional non-guaranteed Special Bonus.

 

Rare-in-market² Value Safeguard Option: Starting from the end of the 6th policy year, customers can withdraw and transfer certain amounts of policy values to the Value Safeguard Account. This enables flexible withdrawals and the opportunity to earn interest at a non-guaranteed rate.
Bonus Lock-in Option and First-in-market⁷ Bonus Unlock Option
• Bonus Lock-in Option: Allows customers to unlock potential returns by earning interest at a non-guaranteed rate. This is achieved by transferring a certain percentage of the latest cash value of the non-guaranteed Reversionary Bonus and non-guaranteed Terminal Bonus to the Bonus Lock-in Account.
• Bonus Unlock Option: To meet customers' financial needs, a certain percentage of the latest value of the Bonus Lock-in Account can be reallocated as non-guaranteed Reversionary Bonus and Terminal Bonus, facilitating wealth accumulation and returns.

 

• First-in-market³ Beneficiary Flexi Option: When the beneficiary reaches the designated age chosen by the policyowner or when he/she is diagnosed with a specified illness⁸, he/she can choose the desired Death Benefit Settlement Option.
• New Terminal Illness Benefit⁹: To alleviate the financial burden of medical expenses on the insured, in the unfortunate event that the insured is diagnosed with a terminal illness and is expected to pass away within 12 months due to the terminal illness, a one-off advance payment of the death benefit will be paid.

AIA Group Limited established its operations in Hong Kong in 1931. To date, AIA Hong Kong and AIA Macau have close to 17,000 financial planners¹, as well as an extensive network of independent financial advisors, brokerage and bancassurance partners. We serve over 3.6 million customers², offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, pension, personal lines insurance to investment-linked assurance schemes with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high-net-worth customers.