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Severity-Based Health Protection
Get in touch
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  • {{title}}

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    • Cancer or Carcinoma-in-situ
    Benefit Calculator for Severity index

    Please input the surgery or treatment received, or the duration of confinement to calculate the percentage of Sum Assured payable.

    SEVERE
    CONDITION
    BENEFIT     0 % OF SUM
    ASSURED
    (MAX)
     +     EXTRA BENEFIT ON
    EXTREMELY SERIOUS
    CONDITION     0 % OF SUM
    ASSURED
    (MAX)
         = 0 % OF SUM
    ASSURED
    (MAX)
    SEVERE CONDITION
    BENEFIT
    0 % OF SA
    (MAX)
     +     EXTRA BENEFIT ON
    EXTREMELY SERIOUS CONDITION
    0 % OF SA
    (MAX)
         = 0 % OF SA
    (MAX)
    CUMULATIVE
    SEVERITY
    SCORE     0
    Benefit cap of USD 50k
    = SURGERY 0 + TREATMENT 0 + INTENSIVE
    HOSPITAL STAY     0     + EXTRA
    SEVERITY SCORE     0     = CUMULATIVE SEVERITY SCORE 0
    PREVIOUS
    NEXT Click [Next] to process
    RESULT Click [Result] to process

    Surgery

    Please select the category of surgery: Get start from [Surgery]

    Click here to find out more information.

    0 point NO +1 point Major VHIS Surgery +2 points Complex VHIS Surgery +4 points Major Organ Transplant or on waiting list of Major Organ Transplant# EXTRA BENEFIT ON EXTREMELY SERIOUS CONDITION@

    Remark: The product information in this benefit calculator does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. This plan can only be purchased as a basic plan or as a rider.

    ^ Subject to a maximum of HKD/MOP400,000 / USD50,000 per life for claims of score 3 and 4.

    @ The maximum of Extra Benefit on Extremely Serious Condition is 40% of Sum Assured.

    # Including:

    1. Transplant of human bone marrow using haematopoietic stem cells which is preceded by total bone marrow ablation; or
    2. Transplant of one of the following human organs to treat irreversible end-stage failure of the same: heart, lung, liver, kidney, or pancreas.
      Other than as provided in (a) above, stem cell transplants and tissue or cell transplant of pancreas are excluded.

    Treatment

    Please select the nature of treatment: Please select [Treatment] options
    0 point NO +1 point General medication and alternative treatment
    (For Example: Painkillers, Chinese Medicine)         +2 points Cancer focused treatment**
    (For Example: Radiotherapy, Chemotherapy, Targeted Therapy, Hormonal Therapy, Immunotherapy and Proton Therapy)         +4 points Treatment for liver cancer , blood cancer, lymphoma, brain cancer, or any Stage IV Cancer
    (Fulfilling as Specified Cancer. Any Treatment including Painkillers, Chinese Medicine)     EXTRA BENEFIT ON EXTREMELY SERIOUS CONDITION@

    Remark: The product information in this benefit calculator does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. This plan can only be purchased as a basic plan or as a rider.

    ^ Subject to a maximum of HKD/MOP400,000 / USD50,000 per life for claims of score 3 and 4.

    @ The maximum of Extra Benefit on Extremely Serious Condition is 40% of Sum Assured.

    ** Cancer Focused Treatment means non-surgical treatment for direct purpose of curing or controlling the progression of cancer or carcinoma-in-situ.

    Intensive Hospital Stay

    Please select length of stay in the ICU, and whether a coma occurred during hospitalisation: Please select [Intensive Hospital Stay] options

    0 point NO +1 point 3-4 consecutive days in ICU +2 points 5 consecutive days or more in ICU +4 points Hospitalisation and coma for 96 consecutive hours or more EXTRA BENEFIT ON EXTREMELY SERIOUS CONDITION@

    Remark: The product information in this benefit calculator does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. This plan can only be purchased as a basic plan or as a rider.

    ^ Subject to a maximum of HKD/MOP400,000 / USD50,000 per life for claims of score 3 and 4.

    @ The maximum of Extra Benefit on Extremely Serious Condition is 40% of Sum Assured.

    Extra Severity Score

    Please select the type of illness (max up to 2 points per policy): Please select [Extra Severity Score] options
    +1 point Carcinoma-in-situ +2 points Cancer

    Remark: The product information in this benefit calculator does not contain the full terms of the product, for the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of relevant products. This plan can only be purchased as a basic plan or as a rider.

    ^ Subject to a maximum of HKD/MOP400,000 / USD50,000 per life for claims of score 3 and 4.

    Procedure / Surgery
    Reminder
    Reminder
    Reminder

    FOR MORE DETAILS, PLEASE CONTACT OUR FINANCIAL PLANNER

    FOR MORE DETAILS, PLEASE CONTACT OUR FINANCIAL PLANNER

    Contact Us
    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website ( https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed 

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    Unit 201, 2F, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 08:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    Unit 201, 2F, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

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