Terms and Conditions for the "AIA Inspiring Seminar: Elevate Your Life - Grow with Purpose, Thrive with Family" Campaign

1. The "AIA Inspiring Seminar: Elevate Your Life - Grow with Purpose, Thrive with Family" (this "Campaign") is organized by AIA International Limited ("AIA"), a company incorporated under the laws of Bermuda with limited liability, acting through its Hong Kong branch. By participating in this Campaign, each participant shall be deemed to have read, understood and agreed to be bound by these Terms and Conditions, and all decisions made by AIA, which shall be final and binding.
2. The registration period for this promotion runs from 20 April 2026 (12:00 noon) to 30 April 2026 (12:00 noon) (the "Registration Period") and consists of two registration phases:
   1. Priority Registration (Designated Financial Planner Code and the corresponding English surname required): 20 April 2026 (12:00 noon) to 23 April 2026 (12:00 noon)
   2. Public Registration: 23 April 2026 (12:00 noon) to 30 April 2026 (12:00 noon)
3. To be eligible to participate in this Campaign, individuals must meet all of the following criteria ("Eligible Participants"):
   1. Download the AIA+ app and hold an account;
   2. Log in to AIA+ within the Promotion Period and select "AIA Inspiring Seminar: Elevate Your Life - Grow with Purpose, Thrive with Family" from the "Hot picks" section;
   3. Complete and submit the registration form on the Campaign page, including the Financial Planner Code and English surname (if applicable), and basic personal information (including name, phone number, and email address); and
   4. Provide consent for the use of personal data collected for marketing purposes and for contact purposes by AIA financial planner.
4. Each AIA+ account may only be used to register once for this Campaign. Participation is subject to availability and will be accepted on a first-come, first-served basis while quotas last.
5. AIA reserves the right to disqualify any participant who provides duplicate, incorrect, false, incomplete, or invalid information, including but not limited to the AIA+ account used for registration.
6. Campaign Details:
   1. Only 1 seminar session will be hosted (1,000 participants)

      Seminar Date and Time	Venue
      4 May 2026 (Monday) 2:30pm to 4pm (Registration start time: 1:30pm)	Regent Ballroom, Second Floor Regent Hong Kong (18 Salisbury Road, Tsim Sha Tsui, Kowloon, Hong Kong)

   2. Eligible Participants may redeem one exquisite gift (“Gift”) on-site after attending the seminar, which includes an Amap Ride‐Hailing Coupon Pack worth up to HK$150 (“Amap Coupon Pack”), subject to a quota of 1,000 gifts. Eligible participants are required to scan the designated QR code on‐site to access the specified third‐party website (“Redemption Website”) to redeem the Amap Coupon Pack. Each Eligible Participant may redeem the Amap Coupon Pack once only. For the terms and conditions governing the use of the Amap Coupon Pack, please refer to the terms and conditions displayed on the Redemption Website.
7. AIA will notify Eligible Participants of their registration status via the email to the address provided during registration. Successfully registered participants will receive a successful registration email containing a QR code and details for attending the seminar and redeeming the Gift. Participants must present the QR code in the successful registration email and QR code of their AIA+ Account at the venue on the confirmed date and time to attend the seminar and redeem the Gift. Failure by an Eligible Participant to redeem the Gift on-site after the seminar, for any reason, will result in forfeiture of the Gift without further notice. AIA will only distribute Gift to the Eligible Participants on-site at the specified times and will not reissue or provide replacements afterward under any circumstances.
8. AIA shall not be responsible for any errors or inaccuracies in the email address or other information provided by Eligible Participants. AIA disclaims any liability for misdelivery or non-receipt of campaign notifications due to inaccurate or incorrect information submitted by participants.
9. The Gift, whether in whole or in part, is non-exchangeable, non-transferable, non-returnable, non-refundable, non-redeemable for cash, and must be accepted as offered. It cannot be sold, varied, or extended. AIA shall not be liable for any loss, damage, theft, or delay in receipt of the Gift, and will not provide any replacement under such circumstances. Each Eligible Participant's AIA+ account may participate in this Campaign once only and is eligible to receive one Gift only.
   1. AIA is not responsible for Gift distribution or any Gift related issue, including the quality, safety, or suitability of the products or services provided by the supplier. AIA makes no warranties or guarantees regarding the Gift and shall not be liable for any loss or damage arising directly or indirectly from its use or misuse.
   2. AIA is not the supplier of the Gift and shall not be liable for any responsibilities or liability regarding the Gift. Any disputes or claims regarding the Gift shall be resolved directly between the Eligible Participant and the supplier.
   3. AIA reserves the right to substitute the Gift with another item of similar value at its sole discretion without further notice.
   4. The use of the Gift is subject to the terms and conditions imposed by the respective suppliers of the respective Gift, which must be accepted by the Eligible Participant upon redemption of the Gift.
10. Seminar
    1. The seminar content is provided for general informational purposes only and does not constitute and shall not be considered as an invitation, recommendation, investment advice, or any guarantees, and should not be considered as advice regarding any investment products or markets. Investment involves risks; the prices of investment products can rise or fall and may even become worthless. Past performance of investment products does not indicate future performance. Participants should carefully read and understand the sales documents and risk disclosure statements related to the investment products before making any investment decisions, and should prudently consider their personal financial situation, investment experience, and goals, and seek advice from professionals. The views expressed by speakers are personal opinions and do not represent AIA's position.
    2. AIA does not review, verify, or endorse the seminar content and makes no representations or warranties regarding its accuracy, completeness, or suitability. AIA shall not be held liable for any reliance placed on the seminar content, and such reliance shall not create any expressed or implied obligations or liabilities on AIA's part. Participants are solely responsible for evaluating the content and bear all risks associated with the use of such content.
    3. AIA shall not be liable for any claims, losses, damages, injuries, costs, or liabilities arising out of or in connection with the seminars or related matters.
11. Registration and Arrangements for this Campaign
    1. Participants who fail to complete all required steps or do not meet these Terms and Conditions will have their eligibility revoked. AIA reserves the sole and final discretion in determining eligibility.
    2. AIA shall not be responsible for any failure to register or participate in this Campaign, or to display the QR code for Gift redemption, due to technical issues, device malfunctions, network failures, or any circumstances beyond AIA's control. AIA is not responsible for verifying the accuracy or validity of the AIA+ accounts used during this Campaign.
    3. AIA reserves the right to contact standby Eligible Participants to fill vacancies resulting from withdrawal or cancellation of registration. Such standby participants shall not raise any objections to their inclusion.
    4. Participants must ensure that all information provided by them is true, accurate, and not impersonated. Any false or misleading information will result in disqualification. If such conduct causes loss or damage to AIA or any third party, the participants shall be fully liable for all resulting losses.
    5. If an Eligible Participant fails to comply with these Terms and Conditions or meet this Campaign requirements, AIA may, at its sole and absolute discretion, refuse to award the Gift.
12. If any act or behaviour of an Eligible Participant (including participation in this Campaign, use of the Gift, infringement of third-party intellectual property rights, or involvement in criminal activity) that may result in reputational harm, legal claims, or damages to AIA or any third party, the Eligible Participant shall assume full liability and indemnify AIA against all resulting losses, claims, or damages.
13. If an Eligible Participant is found to have used a fake or empty account, hacked or modified software, or engaged in any unfair, dishonest, improper, or illegal conduct, including soliciting others to participate for personal gain without AIA's prior consent, AIA reserves the right to disqualify the participant and pursue legal or remedial action for interference or disruption of this Campaign.
14. Any suspected or confirmed cases of fraud or abuse in connection with participation of this Campaign or Gift redemption may result in cancellation of registration and/or forfeiture of Gift.
15. Financial Planners may register for this Campaign and accompany their invited customers to the seminar, but they are not eligible to redeem any Gift. AIA employees are not permitted to register for this Campaign.
16. By participating in this Campaign, participants acknowledge and agree that AIA may record, photograph, or otherwise capture this Campaign for marketing, promotional, and other purposes as AIA deems appropriate. All photos, videos, audio recordings, and other media ("Materials") taken at this Campaign venue, whether or not participants actively participate, may be used, published, and disseminated by AIA or its authorized third parties across various platforms (e.g., print, digital, broadcast, outdoor media) without compensation. All intellectual property and proprietary rights in the Materials shall be wholly and exclusively owned by AIA and/or its designated third parties. By participating, participants irrevocably waive all rights to object to or claim against AIA in relation to the use of the Materials, in any jurisdiction and under any legal theory. AIA reserves the right to interpret these Terms and Conditions, and in the event of any dispute, AIA's decision shall be final and binding.
17. If this Campaign is postponed or cancelled due to adverse weather conditions, participants should refer to the official announcements published on the AIA Hong Kong social media official accounts for the latest updates.
18. In the event that AIA needs to cancel, postpone, or delay this Campaign due to adverse weather, safety concerns, force majeure events (including but not limited to natural disasters, government restrictions, public health emergencies), or any other circumstances beyond AIA's reasonable control, no compensation, rescheduling, or alternative arrangements for Gift redemption will be provided. AIA shall not be liable for any costs, losses, or damages incurred by participants as a result.
19. For the avoidance of doubt, AIA shall not be liable for any direct, indirect, incidental, consequential, or special loss, injury, damage, or claims suffered by participants arising from or in connection with the termination, suspension, postponement, or cancellation of this Campaign, regardless of the cause.
20. AIA reserves the absolute discretion to amend, delete, or add to these Terms and Conditions, and/or to amend, terminate, suspend, or cancel this Campaign (including Gift redemption) at any time, without prior notice and without incurring any liability.
21. AIA reserves the right to interpret these Terms and Conditions. In the event of any dispute arising from or in connection with this Campaign, AIA's decision shall be final and binding on all parties.
22. These Terms and Conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region. Any disputes shall be subject to the exclusive jurisdiction of the courts of Hong Kong.
23. Personal Information Collection Statement: By participating in this Campaign, participants agree to comply with all the above Terms and Conditions and the "AIA" Personal Information Collection Statement. Participants also agree that their personal data (including AIA+ account name, name, phone number, and email address) will be collected by AIA for administrative purposes of this Campaign, included in the participant list for this Campaign, verified for participation, and used to confirm identity when redeeming Gift. For details on the "AIA" Personal Information Collection Statement, please visit https://www.aia.com.hk/en/privacy-statement-main/privacy-statement-hk.
24. In case of discrepancies or inconsistencies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.