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          AIA MPF Personal Account

          Consolidate your MPF assets for easy management

          Limited-time offers
          Consolidate MPF to AIA to enjoy double offer up to HK$38,888 bonus
          Learn more
          Terms & conditions apply. Refer to the promotional leaflet for details.
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          Product Overview

          As your pool of accumulated MPF assets grows, consolidating your MPF accounts becomes important. Consolidate your MPF assets to AIA MPF Personal Account now, to enjoy the advantages of easy management.

          Download product brochure & other information

          icon download Programme brochure
          icon download Check if your retirement savings are enough
          icon download Employee Choice Arrangement

          Highlight Features

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          Free fund switching

          Unlimited free fund switching1

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          Range of funds to choose from

          Choose from among our comprehensive range of MPF funds, which cover all of your fixed income, equity, lifestyle and dynamic asset allocation needs.

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          *Offers are subject to terms and conditions. For details, please refer to the relevant promotion information.
          Bonus calculation and distribution: (i) The Bonus will be distributed by January 2028 according to the eligible member's latest investment mandate. (ii) The Bonus amount will be calculated based on the aggregated newly transferred-in MPF asset from other trustees that are fully settled during 1 October to 31 December 2026, provided that no withdrawal is made from 1 October 2026 up to the Bonus distribution date in January 2028. (iii) The Bonus will be allocated/credited to your account in the form of a unit/amount rebate4 and in accordance with your latest investment mandate as at the date of Bonus distribution.
           
          Terms and conditions:
          1. Upon successful enrolment into the MPFPA and TVC, members will be bound by all of the terms and conditions of the MPFPA and TVC as stated in the application form.
          2. The Bonus is only applicable if the member's account remains active on the Bonus distribution date.
          3. These offers cannot be used in conjunction with any other pre-existing offer(s).
          4. For MPF funds (other than the Guaranteed Portfolio), which are unitised funds, the Bonus will be allocated in the form of units. For the Guaranteed Portfolio, which is not a unitised fund, the Bonus will be credited as a cash amount.
          AIA Awards - Double Recognition as "Trustee of the Year" and "Best Member Service/Experience"
          1The MPF Ratings rating system covers three major areas, each with different weightings, including constituent fund selection and investment performance, fees and charges, and the overall services provided by the scheme. The award received by AIA MPF is "Trustee of the Year". For details of the award, please refer to the official website: https://mpfratings.com.hk/language/zh/ratings-and-awards/.
          2The Bloomberg Businessweek Top Fund Awards are based on in-depth analysis and calculations using the Bloomberg data analytics system, assessing the past performance of individual funds and further benchmarking them against peer products to derive objective ratings. The award received by AIA MPF is "Best Performer – MPF Trustee of the Year". For details of the award, please refer to the official website: https://www.bbwhkevent.com/tf2025.
          3The "GUM MPF Awards – Market Growth Star" is presented to the top three MPF schemes with the largest market share growth from January 1 to December 31, 2025 and awarded as Gold, Silver, and Bronze respectively. AIA MPF received the "Market Growth Star – Gold" indicating that it ranked first in market share growth. For details of the awards, please refer to the official website: https://www.gumhk.com/en-HK/mpf-awards/all-awards.

          Employee Choice Arrangement ("ECA")

          Once a year, you can switch a portion of your mandatory contributions to an MPF provider of your choice.

          Types of accrued benefits transferable under ECA:

          • Employer portion under current employment - Non-transferable
          • Employee portion under current employment - Transferable once a year
          • All from former employment or self-employment - Transferable at any time
          Find out more in our Employee Choice Arrangement brochure. For more on the transferability of accrued benefits, please refer to the MPF Scheme Brochure.
           
           
          1. Except for Guaranteed Portfolio which participants are permitted to raise only one switch request out of this fund to other fund(s) within the same scheme year.
          2. "ECA benefits" means the transferrable accrued benefits under the Employee Choice Arrangement (the "ECA") i.e., the accrued benefits derived from the employee's mandatory contributions during current employment and/or the mandatory contributions from former employment in contribution account.

          Consolidate now in a few steps online. If you need assistance, contact us now!