AIA MPF Personal Account

Consolidate your MPF assets for easy management

Limited-time offers
Consolidate MPF to AIA to enjoy double offer up to HK$38,888 bonus
Learn more
Terms & conditions apply. Refer to the promotional leaflet for details.
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Product Overview

As your pool of accumulated MPF assets grows, consolidating your MPF accounts becomes important. Consolidate your MPF assets to AIA MPF Personal Account now, to enjoy the advantages of easy management.

Download product brochure & other information

icon download Programme brochure
icon download Check if your retirement savings are enough
icon download Employee Choice Arrangement

Highlight Features

Free fund switching

Unlimited free fund switching1

Range of funds to choose from

Choose from among our comprehensive range of MPF funds, which cover all of your fixed income, equity, lifestyle and dynamic asset allocation needs.

 
*Offers are subject to terms and conditions. For details, please refer to the relevant promotion information.
Bonus calculation and distribution: (i) The Bonus will be distributed by October 2027 according to the eligible member's latest investment mandate. (ii) The Bonus amount will be calculated based on the aggregated newly transferred-in MPF asset from other trustees that are fully settled during 1 July - 30 September 2026, provided that no withdrawal is made from 1 July 2026 up to the Bonus distribution date in October 2027. (iii) Members must link their MPF account to AIA+ and complete the MPF Smart Advisor risk assessment by 30 September 2026. To be entitled to extra bonus, the assessment completion screen must display the format shown on the right. (iv) The Bonus will be allocated/credited to your account in the form of a unit/amount rebate4 and in accordance with your latest investment mandate as at the date of Bonus distribution.
AIA Awards - Double Recognition as "Trustee of the Year" and "Best Member Service/Experience"
1These offers cannot be used in conjunction with any other pre-existing offer(s).
2Members who fulfil both criterion (1) and criterion (2) under Offer 2 will only be entitled to enjoy the extra Bonus once.
3For criterion (1) under Offer 2, the extra Bonus is only applicable to members who became the owner of an AIA life insurance policy on or before 30 June 2026 and for whom at least one life insurance policy remains in-force on 30 September 2026.
4For MPF funds (other than the Guaranteed Portfolio), which are unitised funds, the Bonus will be allocated in the form of units. For the Guaranteed Portfolio, which is not a unitised fund, the Bonus will be credited as a cash amount.
5The MPF Ratings rating system covers three major areas, each with different weightings, including constituent fund selection and investment performance, fees and charges, and the overall services provided by the scheme. The award received by AIA MPF is "Trustee of the Year". For details of the award, please refer to the official website: https://mpfratings.com.hk/language/zh/ratings-and-awards/.
6The Bloomberg Businessweek Top Fund Awards are based on in-depth analysis and calculations using the Bloomberg data analytics system, assessing the past performance of individual funds and further benchmarking them against peer products to derive objective ratings. The award received by AIA MPF is "Best Performer – MPF Trustee of the Year". For details of the award, please refer to the official website: https://www.bbwhkevent.com/tf2025.
7The "GUM MPF Awards – Market Growth Star" is presented to the top three MPF schemes with the largest market share growth from January 1 to December 31, 2025 and awarded as Gold, Silver, and Bronze respectively. AIA MPF received the "Market Growth Star – Gold" indicating that it ranked first in market share growth. For details of the awards, please refer to the official website: https://www.gumhk.com/en-HK/mpf-awards/all-awards.

Employee Choice Arrangement ("ECA")

Once a year, you can switch a portion of your mandatory contributions to an MPF provider of your choice.

Types of accrued benefits transferable under ECA:

  • Employer portion under current employment - Non-transferable
  • Employee portion under current employment - Transferable once a year
  • All from former employment or self-employment - Transferable at any time
Find out more in our Employee Choice Arrangement brochure. For more on the transferability of accrued benefits, please refer to the MPF Scheme Brochure.
 
 
  1. Except for Guaranteed Portfolio which participants are permitted to raise only one switch request out of this fund to other fund(s) within the same scheme year.
  2. "ECA benefits" means the transferrable accrued benefits under the Employee Choice Arrangement (the "ECA") i.e., the accrued benefits derived from the employee's mandatory contributions during current employment and/or the mandatory contributions from former employment in contribution account.

Consolidate now in a few steps online. If you need assistance, contact us now!