AIA MPF Personal Account

Consolidate your MPF assets for easy management

Limited-time offers
Consolidate MPF to AIA to enjoy double offer up to HK$18,888 bonus
Learn more
Terms & conditions apply. Refer to the promotional leaflet for details.
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Product Overview

As your pool of accumulated MPF assets grows, consolidating your MPF accounts becomes important. Consolidate your MPF assets to AIA MPF Personal Account now, to enjoy the advantages of easy management.

Download product brochure & other information

icon download Programme brochure
icon download Check if your retirement savings are enough
icon download Employee Choice Arrangement

Highlight Features

Free fund switching

Unlimited free fund switching5

Comprehensive "low fee" fund choices3

We offer close to 10 "low fee" funds with management fees as low as 0.75%4. Management fees for other AIA MPF funds are up to 1.73%4.

Range of funds to choose from

Choose from among our comprehensive range of MPF funds, which cover all of your fixed income, equity, lifestyle and dynamic asset allocation needs.

 
 
Note:
  1. For details on the bonus calculation and distribution, term and conditions or programme features, please refer to the programme leaflet.
  2. In case of any dispute in relation to these special privileges and the interpretations of the terms and conditions herein, AIA International Limited's decision shall be final.

Employee Choice Arrangement ("ECA")

Once a year, you can switch a portion of your mandatory contributions to an MPF provider of your choice.
 

Types of accrued benefits transferable under ECA:

  • Employer portion under current employment - Non-transferable
  • Employee portion under current employment - Transferable once a year
  • All from former employment or self-employment - Transferable at any time
     

Find out more in our Employee Choice Arrangement brochure. For more on the transferability of accrued benefits, please refer to the MPF Scheme Brochure.
 
Note:
 
  • The above information is for reference only and is not and should not be taken as financial or investment advice, offer or solicitation to subscribe for any investment products (including MPF scheme). Investment involves risk, investment performance and returns may go down as well as up,  and past performance is not indicative of future performance. Not all investment choices provided by AIA would be suitable for everyone. Before making any investment decision, you must carefully assess your own risk tolerance level and financial circumstances, and refer to the relevant MPF Scheme Brochure for details (including risk factors and charges). If you are in doubt about the above information, you should seek independent professional advice. The above information has not been reviewed by the SFC.
  1. The end date for the assessment period of the above awards is 31 December 2024 and the awards are for reference only. The ratings and awards are given on the basis of MPF Ratings' assessment criteria. Assessment criteria include, but are not limited to, investment performance, scheme governance, fund choice, administration and management, financial education, and use of applied technology, Assets Under Management, ease of use of online platforms, contribution payment methods and ease of use, and promotion of environmentally friendly measures, etc.
  2. Please click here for MPF Ratings' assessment criteria.
  3. Funds with a Fund Expense Ratio (FER) of ≦1.3% or management fees, plus guarantee charges if applicable, of ≦1%. Source: MPFA website, data as at 28 February 2023.
  4. Per annum of net asset value.
  5. Except for Guaranteed Portfolio which participants are permitted to raise only one switch request out of this fund to other fund(s) within the same scheme year.
  6. "ECA benefits" means the transferrable accrued benefits under the Employee Choice Arrangement (the "ECA") i.e., the accrued benefits derived from the employee's mandatory contributions during current employment and/or the mandatory contributions from former employment in contribution account.