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AIA Vitality Insurance Premium Discount

You could enjoy up to 15% discount off your annual insurance premium for the AIA Vitality Series insurance plans as you achieve a higher AIA Vitality Status.

What you need to know

Enjoy an instant 10% discount off first-year insurance premium when you buy any of the following AIA Vitality selected insurance plans.

Premium discount is only applicable to the standard premiums of selected AIA Vitality Series insurance plans (including basic and add-on plans) and shall not apply to any extra premiums due to loading. Some of the other selected AIA Vitality Series insurance plans may provide offers other than premium discount.
AIA Vitality series
Insurance Plan Type Insurance Plan
Accident & Other Protections Grand VIP
Super Adults Shield
Super Seniors Shield
Critical Illness Protection Simple Care Essence
Simple Care Essence Pearl
Life Protection Expert Term Life Plan
Wisdom Term Life Plan
Medical Protection
AIA Voluntary Health Insurance Flexi Scheme
AIA Voluntary Health Insurance Privilege Ultra Scheme
AIA Voluntary Health Insurance Standard Scheme
Cancer Guardian 3
Cancer Guardian Pearl 3
GBA Health Connect Outpatient Plan
Health Journey Guardian
Level-Up Protect Cancer Plan
Level-Up Protect Pearl Cancer Plan
Metro-Trio Medical & Critical Illness Protection Plan
Metro-Trio Pearl Medical & Critical Illness Protection Plan
Severe Illness Medical Protection Rider
Severe Illness Pearl Medical Protection Rider
Super Good Health Medical Plan 2
Severity-based Health Protection AIA One Absolute – Cancer & Serious Infectious Disease Protection
AIA One Absolute – Full Protection
AIA One Absolute Pearl – Cancer & Serious Infectious Disease Protection
AIA One Absolute Pearl – Full Protection
 
After the renewal of the AIA Vitality membership and at each policy renewal year, this discount could increase or decrease according to your AIA Vitality Status. The higher your AIA Vitality Status, the greater the percentage of discount you will enjoy. Here's how the AIA Vitality Insurance Premium Discount works.
Discount in the 1st year: 10%
Discount in the 2nd year onwards is based on your AIA Vitality Status:
AIA Vitality Status Status-based adjustments at each policy renewal year
Platinum Discount percentage increases by 1%
Gold Discount percentage remains constant
Silver Discount percentage decreases by 1%
Bronze Discount percentage decreases by 2%
Here's an example of how much discount an AIA Vitality member can enjoy based on the annual status adjustments:

John bought his first AIA Vitality Series insurance plan – Super Good Health Medical Plan 2 and signed up for AIA Vitality membership. He enjoyed an instant 10% premium discount in year 1. On the first anniversary day of his insurance policy, he has Gold AIA Vitality Status, so his premium discount remained at 10% (same as the previous year, no change). On the second anniversary day of his insurance policy, his AIA Vitality Status dropped to Silver, so his status-based discount dropped to 9% (10% as per the previous year – 1%). On the third anniversary day of his insurance policy, he has Platinum AIA Vitality Status, and his premium discount increased to 10% (9% as per the previous year + 1%).

The maximum insurance premium discount is 15% and the minimum premium discount is 0%.

Even at a 0% discount, the cost is no higher than a non-AIA Vitality member would pay.

For more details, you may consult your AIA Financial Planner.
Join AIA Vitality now to enjoy a wide range of benefits and earn AIA Vitality Points.
  1. Home Back
  2. AIA Vitality Back
  3. Enjoy the Rewards Back
  4. Selected insurance products Back
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  1. Hong Kong
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Hotlines
Individuals
(852) 2232-8888
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(852) 2200-6333
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(852) 2100-1888
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(852) 2200-6288
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Mon-Fri: 9am – 6pm; Sat, Sun & Public Holidays Closed
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Customer Service Centre 12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong
Hotlines
Individuals
(853) 8988-1822
Group Insurance
0800 516
MPF/ORSO/Macau Pension - Employer
0800 183
MPF/ORSO/Macau Pension - Employee/Self-employed
0800 272
Customer Service Centre
Mon-Fri: 8:45am – 5:15pm; Sat, Sun & Public Holidays Closed
Unit 201, 2F, AIA Tower, Nos. 251A-301, Avenida Comercial de Macau, Macau

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