• Products
    Products
    For Individuals For Corporations
    • Health Protection
      • Critical Illness Protection
      • Medical Protection
      • Voluntary Health Insurance Scheme (VHIS)
      • Severity-based Health Protection​
      • Accident & Other Protections
    • Life Protection
    • Saving Insurance Plans
      • Savings Insurance
      • Insurance with Investment Focus
      • Retirement Income
    • Invest
      • Investment Information
    • MPF / ORSO / Macau Pension
      • MPF
      • ORSO
      • Macau Pension
    • General Insurance
    • Product Brochures

      OptimaCEO Medical Plan

      Revolutionising wellness and medical solutions for a future of health and longevity

      Learn more
    • MPF
    • ORSO
    • Macau Pension
    • Employee Voluntary Solutions
    • Group Insurance
      • SME Solutions
      • Tailor-made Solutions
      • Value-added Services
    • Product Brochures & Useful Tools
      • Product Brochures
      • Fund Prices and Performance
      • Market Outlook

      Limited-time offers

      Consolidate MPF to AIA to enjoy up to HK$38,888 bonus. Terms & conditions apply.

      Learn more
  • Health & Wellness
    Health & Wellness
    • Healthcare Services
      • Find Doctors & Hospitals
      • Find Day Surgery Centres
      • Pre-approval & Cashless Service – Medical Expenses
    • Health & Wellness Tips

      What Is Life Insurance? Which Is Better—Term Life or Whole Life Insurance?

      As the pandemic continues to reshape public awareness, more people are recognising the importance of life protection and security. As the pandemic continues to reshape public awareness, more people are recognising the importance of life protection and security.

      Learn more
  • Help & Support
    Help & Support
    • Claims & Pre-approval
      • How to file a claim
      • Pre-approval & Cashless Service – Medical Expenses
    • Payment Information
      • Payment Options
      • Online Payment
      • Foreign Exchange Rates
    • Easy Policy Owner Service
      • Authenticate Change on Policy
      • Claim Request Authentication
      • AIA Contact Update
      • Pre-approval - Medical Expense service authentication
    • AIA+ Mobile App
      • AIA+ User Guides & Resources
    • Know Your Needs
    • Forms
    • Support
      • Contact Us
      • Our Service Pledge
      • Important Information
      • Useful Information
      • About Policy Dividend
      • AIA Everest

      Experience the new AIA+ mobile app

      One comprehensive app to help you live Healthier, Longer, Better Lives.

      Learn more
  • Promotions & Programmes
    Promotions & Programmes
    • Product Offers
    • Other Promotions
      • Latest Campaigns
      • Offers
      • Lucky Draw
      • Partner Promotion
    • AIA Alta
      • AIA Alta Club
      • AIA Alta Wealth Management Centre
      • AIA Alta Wellness Haven
    • AIA Vitality
    • AIA Points

      AIA Rewards Together Promotion Campaign (Quarter 4 2026)

      Learn more
  • About AIA
    About AIA
    • About Us
      • Media Centre and Corporate Factsheet
      • Our Awards
    • Careers
    • Environmental, Social and Governance (ESG)
      • AIA Foundation
      • Community Engagement
    • Agency Recognition
    • Distribution Partners

      AIA Hong Kong & Macau Careers

      Join us today to help more people to live Healthier, Longer, Better Lives.

      Learn more
    Follow us on
    icon
    icon
    icon
    icon
    icon
    icon
    icon
search icon
aia
search icon
Recent searches

Clear

      • 繁
      menu icon
      • Customer
      • Login to AIA+
      menu icon
      • Employer
      • Group Insurance
      • MPF / ORSO / Macau Pension
      menu icon
      • Distribution partner
      • Partnership distribution corner
      menu icon
      • Agent
      • Agency corner
      menu icon
      • Doctor
      • Doctor corner
      menu icon
      • Broker
      • Group Insurance
      • MPF / ORSO / Macau Pension
      menu icon
      • Customer
      • Login to AIA+
      menu icon
      • Employer
      • Group Insurance
      • MPF / ORSO / Macau Pension
      menu icon
      • Distribution partner
      • Partnership distribution corner
      menu icon
      • Doctor
      • Doctor corner
      menu icon
      • Agent
      • Agency corner
      menu icon
      • Broker
      • Group Insurance
      • MPF / ORSO / Macau Pension
      Log in
      menu icon
      • Customer
      • Login to AIA+
      menu icon
      • Employer
      • Group Insurance
      • MPF / ORSO / Macau Pension
      menu icon
      • Distribution partner
      • Partnership distribution corner
      menu icon
      • Doctor
      • Doctor corner
      menu icon
      • Agent
      • Agency corner
      menu icon
      • Broker
      • Group Insurance
      • MPF / ORSO / Macau Pension
      search icon
      aia
      search icon
      Recent searches

      Clear

          • 繁
          search icon
          aia
          search icon
          Recent searches

          Clear

              • Products
                Products
                For Individuals For Corporations
                • Health Protection
                  • Critical Illness Protection
                  • Medical Protection
                  • Voluntary Health Insurance Scheme (VHIS)
                  • Severity-based Health Protection​
                  • Accident & Other Protections
                • Life Protection
                • Saving Insurance Plans
                  • Savings Insurance
                  • Insurance with Investment Focus
                  • Retirement Income
                • Invest
                  • Investment Information
                • MPF / ORSO / Macau Pension
                  • MPF
                  • ORSO
                  • Macau Pension
                • General Insurance
                • Product Brochures

                  OptimaCEO Medical Plan

                  Revolutionising wellness and medical solutions for a future of health and longevity

                  Learn more
                • MPF
                • ORSO
                • Macau Pension
                • Employee Voluntary Solutions
                • Group Insurance
                  • SME Solutions
                  • Tailor-made Solutions
                  • Value-added Services
                • Product Brochures & Useful Tools
                  • Product Brochures
                  • Fund Prices and Performance
                  • Market Outlook

                  Limited-time offers

                  Consolidate MPF to AIA to enjoy up to HK$38,888 bonus. Terms & conditions apply.

                  Learn more
              • Health & Wellness
                Health & Wellness
                • Healthcare Services
                  • Find Doctors & Hospitals
                  • Find Day Surgery Centres
                  • Pre-approval & Cashless Service – Medical Expenses
                • Health & Wellness Tips

                  What Is Life Insurance? Which Is Better—Term Life or Whole Life Insurance?

                  As the pandemic continues to reshape public awareness, more people are recognising the importance of life protection and security. As the pandemic continues to reshape public awareness, more people are recognising the importance of life protection and security.

                  Learn more
              • Help & Support
                Help & Support
                • Claims & Pre-approval
                  • How to file a claim
                  • Pre-approval & Cashless Service – Medical Expenses
                • Payment Information
                  • Payment Options
                  • Online Payment
                  • Foreign Exchange Rates
                • Easy Policy Owner Service
                  • Authenticate Change on Policy
                  • Claim Request Authentication
                  • AIA Contact Update
                  • Pre-approval - Medical Expense service authentication
                • AIA+ Mobile App
                  • AIA+ User Guides & Resources
                • Know Your Needs
                • Forms
                • Support
                  • Contact Us
                  • Our Service Pledge
                  • Important Information
                  • Useful Information
                  • About Policy Dividend
                  • AIA Everest

                  Experience the new AIA+ mobile app

                  One comprehensive app to help you live Healthier, Longer, Better Lives.

                  Learn more
              • Promotions & Programmes
                Promotions & Programmes
                • Product Offers
                • Other Promotions
                  • Latest Campaigns
                  • Offers
                  • Lucky Draw
                  • Partner Promotion
                • AIA Alta
                  • AIA Alta Club
                  • AIA Alta Wealth Management Centre
                  • AIA Alta Wellness Haven
                • AIA Vitality
                • AIA Points

                  AIA Rewards Together Promotion Campaign (Quarter 4 2026)

                  Learn more
              • About AIA
                About AIA
                • About Us
                  • Media Centre and Corporate Factsheet
                  • Our Awards
                • Careers
                • Environmental, Social and Governance (ESG)
                  • AIA Foundation
                  • Community Engagement
                • Agency Recognition
                • Distribution Partners

                  AIA Hong Kong & Macau Careers

                  Join us today to help more people to live Healthier, Longer, Better Lives.

                  Learn more
                Follow us on
                icon
                icon
                icon
                icon
                icon
                icon
                icon
              search icon
              aia
              search icon
              Recent searches

              Clear

                  • 繁
                  menu icon
                  • Customer
                  • Login to AIA+
                  menu icon
                  • Employer
                  • Group Insurance
                  • MPF / ORSO / Macau Pension
                  menu icon
                  • Distribution partner
                  • Partnership distribution corner
                  menu icon
                  • Agent
                  • Agency corner
                  menu icon
                  • Doctor
                  • Doctor corner
                  menu icon
                  • Broker
                  • Group Insurance
                  • MPF / ORSO / Macau Pension
                  menu icon
                  • Customer
                  • Login to AIA+
                  menu icon
                  • Employer
                  • Group Insurance
                  • MPF / ORSO / Macau Pension
                  menu icon
                  • Distribution partner
                  • Partnership distribution corner
                  menu icon
                  • Doctor
                  • Doctor corner
                  menu icon
                  • Agent
                  • Agency corner
                  menu icon
                  • Broker
                  • Group Insurance
                  • MPF / ORSO / Macau Pension
                  Log in
                  menu icon
                  • Customer
                  • Login to AIA+
                  menu icon
                  • Employer
                  • Group Insurance
                  • MPF / ORSO / Macau Pension
                  menu icon
                  • Distribution partner
                  • Partnership distribution corner
                  menu icon
                  • Doctor
                  • Doctor corner
                  menu icon
                  • Agent
                  • Agency corner
                  menu icon
                  • Broker
                  • Group Insurance
                  • MPF / ORSO / Macau Pension

                  AIA Vitality Fitness Assessment

                  Members can enjoy 50% off fitness assessment at Macao Fitness.

                  What you need to know

                  You can do the AIA Vitality Fitness Assessment (VFA) in Macao Fitness at an exclusive rate* of MOP300 (Original Price: MOP600). This assessment measures the following:
                   
                  • Blood pressure
                  • Body Mass Index (BMI) and body fat percentage
                  • Heart rate recovery rate in step test^
                  Note:
                   
                  • You can enjoy 50% off the fitness assessment for up to 2 times per membership year. The two assessments must be completed with at least 6 months apart.
                  • Existing Macao Fitness members can do the fitness assessment for free.
                  • You are not required to sign a fitness agreement with Macao Fitness for taking the assessment.
                  • Once you complete the assessment, you will have a complimentary gym visit# to enjoy the facilities at Macao Fitness for free.
                  *Cannot be used in conjunction with other promotions or offers. Please contact Macao Fitness directly for details.
                   
                  ^The step test measures your aerobic fitness level based on how quickly your heart rate returns to normal after exercise. Member has to step up and down for 3 minutes in a consistent pace, then sit down and have the recovery heart rate measured.
                   
                  #The complimentary gym visit is only valid for first time visitors. Please contact Macao Fitness directly for details.

                  Earn up to 3,000 points in a membership year

                  Earn 750 points for completing the fitness assessment, then an additional 750 points for the step test results fall within the healthy range.

                  AIA Vitality Health Check Points

                  AIA Vitality Fitness Assessment AIA Vitality Points Frequency Maximum Points per Membership Year
                  For completion 750 points Twice a year, at least 6 months apart 1,500 points
                  Step test results fall within  healthy range 750 points 1,500 points
                  Total 3,000 points
                  How To Calculate Your Required Heart Rate

                   

                  • To calculate your maximum heart rate, take 220 and subtract your age. For example, if you are 30 years old, 190 beats per minute (bpm) is your maximum heart rate (220 - 30 = 190).
                  • Calculate your required heart rate by multiplying 60% or 70% to your maximum heart rate. If you are 30 years old, your target heart rate at 60% is 114bpm and at 70% is 133bpm.

                   

                  Example:
                   
                  • Mr. Chan is 30 years old. His age-related maximum heart rate is 190bpm (220 - 30).
                  • Mr. Chan must keep his average heart rate above 114bpm (60% of his maximum heart rate) during his 30-minute exercise session to earn 50 AIA Vitality Points.
                  • If Mr. Chan keeps his heart rate above 133bpm (70% of his maximum heart rate), he will earn 100 points.
                  If you have not yet earned points for the measurements of blood pressure and BMI through other assessments, you can also earn additional points for these measurements according to the below table.
                  Screening Type Health Range AIA Vitality Points Maximum Points per Membership Year
                  Blood Pressure <140/90mmHg
                  750 points for completing each individual test

                   and

                  an additional 1,250 points for each test falls with the healthy range
                  Up to 4,000 points
                  Body Mass Index (BMI) with body fat percentage* 1) BMI is 18.5 - 22.9

                  or

                  2) BMI is 23.0 - 24.9 AND with body fat percentage within healthy range
                  Healthy Range Of Body Fat Percentage

                   

                  Male – Body fat %
                  Age18-2930-3940-4950-5960+
                  Healthy Range7.1-19.411.3-22.213.6-2415.3-25.615.3-26.6
                  Female – Body fat %
                  Age18-2930-3940-4950-5960+
                  Healthy Range14.5-25.315.5-26.918.5-30.021.6-33.421.1-34.2

                   

                  To earn AIA Vitality Points, you must sign the Macao Fitness Data Sharing Consent Form for release of certain relevant test result(s), and to transfer your data between AIA Vitality and Macao Fitness. You will sign this at Macao Fitness when you go for your AIA Vitality Fitness Assessment. After receiving your assessment results, AIA Vitality will automatically award you with points.
                  *Measurement of body fat percentage is only required when BMI is higher than 22.9.
                   
                  Note:
                  • Members can earn up to 2,000 AIA Vitality Points for the measurements of BMI and blood pressure as well as additional points for these results fall within the healthy range, once per membership year.
                  • The measurements of blood pressure and BMI can be taken by AIA Vitality Express Health Check, AIA Vitality Health Check, AIA Vitality Nutrition Consultation, AIA Vitality Fitness Assessment, other designated health check packages offered by the Hong Kong Health Check/Macau Yinkui Hospital or your general practitioner/healthcare provider but only the first eligible measurement submitted will be awarded for points.
                   
                  Join AIA Vitality now to enjoy a wide range of benefits and earn AIA Vitality Points.
                  1. Home Back
                  2. AIA Vitality Back
                  3. Know Your Health Back
                  4. AIA Vitality Fitness Assessment Back
                  • About Us
                  • Careers
                  • Distribution Partners

                  • Health
                  • Life
                  • Save
                  • Invest

                  • MPF products & services
                  • Group Insurance
                  • ORSO

                  • Payment Options
                  • AIA+
                  • How to file a claim
                  • Contact Us
                  AIA Group

                  About AIA

                  • About Us
                  • Careers
                  • Distribution Partners

                  Products For Individuals

                  • Health
                  • Life
                  • Save
                  • Invest

                  Products For Corporations

                  • MPF products & services
                  • Group Insurance
                  • ORSO

                  Help & Support

                  • Payment Options
                  • AIA+
                  • How to file a claim
                  • Contact Us

                  1. Hong Kong
                  1. Macau
                  Hotlines
                  Individuals
                  (852) 2232-8888
                  Group Insurance
                  (852) 2200-6333
                  MPF/ORSO/Macau Pension - Employer
                  (852) 2100-1888
                  MPF/ORSO/Macau Pension - Employee/Self-employed
                  (852) 2200-6288
                  Customer Service Centre
                  Individuals
                  12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong (Near Fortress Hill Station Exit A)
                  Service Hour
                  Mon-Fri: 9am – 6pm; Sat, Sun & Public Holidays Closed
                  MPF/ORSO/Macau Pension
                  12/F, AIA Tower, 183 Electric Road, North Point, Hong Kong (Near Fortress Hill Station Exit A)
                  Service Hour
                  Mon-Fri 9:00am - 1:00pm and 2:00pm - 6:00pm Sat, Sun & Public Holidays Closed
                  Hotlines
                  Individuals
                  (853) 8988-1822
                  Group Insurance
                  0800 516
                  MPF/ORSO/Macau Pension - Employer
                  0800 183
                  MPF/ORSO/Macau Pension - Employee/Self-employed
                  0800 272
                  Customer Service Centre
                  Mon-Fri: 8:45am – 5:15pm; Sat, Sun & Public Holidays Closed
                  Unit 201, 2F, AIA Tower, Nos. 251A-301, Avenida Comercial de Macau, Macau

                  Term of Use | Privacy Statement | Code of Conduct | Sitemap | Cookie Policy
                  Term of Use | Privacy Statement | Code of Conduct | Sitemap | Cookie Policy
                  social media icon
                  social media icon
                  social media icon
                  social media icon
                  social media icon
                  social media icon
                  social media icon
                  © 2026 AIA International Limited (Incorporated in Bermuda with limited liability). All rights reserved. "AIA Hong Kong", "AIA Macau", "AIA", the "Company", "we", "us" or "our" as used in this webpage refers to AIA International Limited (Incorporated in Bermuda with limited liability)
                  Insurance Authority - Index Page
                  Mandatory Provident Fund Schemes Authority - MPFA
                  Hong Kong Monetary Authority
                  HKFI - The Hong Kong Federation of Insurers
                  IRD : Automatic Exchange of Financial Account Information
                  Tax residency | OECD

                  This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and Privacy Statement.