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Guide for New Arrivals Buying Property in Hong Kong: How to Apply for a Bank Mortgage?

3-min read

Updated on 2026-3-31

Author: AIA Content Editorial Team

For newcomers arriving in Hong Kong, there are countless things to plan, but finding an ideal home is one of the most urgent matters to resolve. If they wish to purchase property in Hong Kong, what taxes do they need to pay? Are they eligible for a bank mortgage? This article will answer key considerations for new arrivals buying property in Hong Kong.

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Guide for New Arrivals Buying Property in Hong Kong: How to Apply for a Bank Mortgage?

According to the latest data, the number of buyers from Mainland China purchasing property in Hong Kong reached a record high last year. In 2024, there were a total of 11,000 cases of "Mandarin Pinyin buyers" entering the market, with transaction volumes reaching HK$130 billion. It is evident that new arrivals are actively participating in the property market—will you be one of them?

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