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  • {{title}}

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    • How 'hands-on' are you when it comes to investing?

    • 1
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    Do you read the financial news every day?

    Do you read the financial news every day?

    Are you interested in investments?

    Do you research all available options before making any investment choices?

    Do you have other investments such as stocks or mutual funds, other than your MPF?

    Do you invest based on your own decisions, rather than seeking help from friends or professionals?

    Do you know which MPF funds you are currently invested in?

    Have you checked the performance of your MPF in the past 12 months?

    Have you checked the performance of your MPF in the past 12 months?

    You Are "Do-it-for-me" style

    You have more important priorities in life than worrying about your investments, and you may have limited time to manage your MPF investments. You may want to rely on investment experts to manage your portfolios, giving you peace of mind knowing your investments are in good hands.

    You Are "Do-it-myself" style

    You have your own view on investment opportunities and are willing to spend time monitoring and managing your investment portfolio frequently. You favour building up and managing your investment portfolio on your own.

    • 1
    • 2
    • 3

    Select the options that might suit you

    You may consider the type of funds listed below:

    Lifestyle funds

    • There are three types available with varying proportion of equity-bond mix: capital stable fund, stable growth/balanced fund and growth fund
    • Choose based on your age and risk tolerance level

    Dynamic asset allocation funds

    • Greater flexibility to adjust the proportions of the equity-bond mix according to the investment manager’s view of market conditions
    • May invest up to 90% in equities or 90% in bonds
    • Relatively higher risk

    Personalized automatic investment reallocation service

    • Offering simplicity making your life easy
    • Automatic reallocation on investment proportion of equities and bonds
    • Based on your age or desired number of saving years

    You may consider the type of funds listed below:

    Equity funds

    • Mainly invest in stocks of a particular country, region or theme

    Funds investing in index-tracking funds

    • Mainly invest in stocks according to market indices, funds’ return is largely in line with that of the indices
    • Generally lower fees

    Fixed income funds

    • Mainly invest in bonds and deposits
    • Generally lower risk than equity funds
    • Generally lower fees
    • 1
    • 2
    • 3

    A TEST FOR THE ASSETS MIX THAT MIGHT SUIT YOU

    Family Information

    Your age?

    No. of dependants (including children)?

    Investment Objectives

    What kind of annual return are you looking for to meet your long term needs?

    What kind of investments do you most prefer?

    Market Sensitivity

    Historically, stock markets do not move in straight lines and can be volatile. Your financial objectives will affect the degree of volatility your portfolio can reflect. 

    If you are investing for the long term and volatile markets cause the value of your investment to dip during your investment period, how much of a dip do you think you could tolerate without feeling very uncomfortable about the investment?

    Assets

    What is the percentage of your regular monthly expenses in your regular monthly income?

    Result

    If you prefer lifestyle funds, you may choose one with reference to the below:

    You may consider personalized automatic investment reallocation service

    You may consider dynamic asset allocation funds

    Growth funds

    Stabled growth / balanced funds

    Capital stable funds

    With the low risk-tolerence level, you may want to consider choosing fixed income / guaranteed funds rather than lifestyle funds

    If you prefer building your own portfolio, you may consider the mix between equity funds and fixed income funds as below:

    70-100% equity funds

    40-70% equity funds

    20-40% equity funds

    0-20% equity funds

    Click Here
    Fund Selection Matrix Notes
    Contact aia
    Hong Kong
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      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website ( https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

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    Kwun Tong, Kowloon, Hong Kong

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    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
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    Customer Service Centre

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    Contact aia
    Hong Kong
    • Customer Service Centres:
      • Prior booking is highly recommended - Customer Service Centre will serve customers who have made appointment with priority. Customers could book service via our mobile application AIA Connect (Profile > Contact AIA > Customer Service Centre Enquiry Appointment Service) or book it via our corporate website (https://www.aia.com.hk/en/help-and-support/individuals/appointment-form.html).

    Hong Kong

    Hotlines

    Individual –
    (852) 2232-8888

    Corporate Solutions –

    • Group: (852) 2200-6333
    • MPF/ORSO/Macau Pension:
      • Employer: (852) 2100-1888
      • Employee/Self-employed: (852) 2200-6288

     

    Customer Service Centres

    Hong Kong Island
    AIA Wealth Select Centre
    12/F, AIA Tower,
    183 Electric Road,
    North Point, Hong Kong

    Kowloon
    Suite 1313, 13/F,
    AIA Kowloon Tower,
    Landmark East, 100 How Ming Street,
    Kwun Tong, Kowloon, Hong Kong

    Mon-Fri: 8:45am – 6pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Macau

    Hotlines

    Individual –
    (853) 8988-1822

    Corporate Solutions –

    • Group: 0800 516
    • MPF/ORSO/Macau Pension:
      • Employer: 0800 183
      • Employee: 0800 272

     

    Customer Service Centre

    1903, AIA Tower,
    Nos. 251A-301, Avenida Comercial de Macau, Macau

    Mon-Fri: 8:45am – 5:15pm
    (Open through lunch)
    Sat, Sun & Public Holidays Closed

    Go to

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