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AIA Voluntary Health Insurance Prime Scheme

Enjoy superb medical cover, no claim medical check-up services and more
Guaranteed renewal Whole life
Issue age 15 days to age 80

Featured benefits

The content of this website does not contain the full terms of the product and the full terms can be found in the policy contract. You have the right to request a sample of policy contract before committing to the purchase. Please note the relevant product risks. This product can be purchased as a basic plan.

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For HKID card holders who are aged 18 or above, you can buy this product in Hong Kong via our online platform AIA iShop. See how much you'll pay.

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Certification Number

Certification Number
Available for New Application
Annual Deductible Choices HKD USD
HKD 0 / USD 0 deductible F00025-01-000-03 F00025-04-000-03
HKD 16,000 / USD 2,000 deductible F00025-02-000-03 F00025-05-000-03
HKD 25,000 / USD 3,125 deductible F00025-03-000-03 F00025-06-000-03
Not available for New Application
Annual Deductible Choices HKD USD
HKD 0 / USD 0 deductible F00025-01-000-02 F00025-04-000-02
HKD 16,000 / USD 2,000 deductible F00025-02-000-02 F00025-05-000-02
HKD 25,000 / USD 3,125 deductible F00025-03-000-02 F00025-06-000-02
Product Nature Medical protection insurance plan (Reimbursement)
Plan Type Basic Plan
  • The above information is for Hong Kong only.

  • All information here is for reference only. The product information in this webpage does not contain the full terms of the product. For the details of the product features, terms and conditions, exclusions and key product risks, you may refer to the product brochure and policy contract of the relevant products. In case you want to read policy contract sample before making an application, you can obtain a copy from AIA.

  • This plan can only be purchased as a basic plan. 
  1. This service begins once the insured person reaches the age of 2 at the policy anniversary. 

  2. Medical network services and Rehabilitation management are additional benefits and do not form part of the Certified Plan under Voluntary Health Insurance Scheme. 

  3. Tax deductions is one of the allowable deductions from assessable income, it does not equate to a direct deduction from total tax payable. For details of tax deductions, please visit Inland Revenue Department (IRD) of HKSAR website and consult your tax and accounting advisors for tax advice.
* An annual membership fee will be charged for AIA Vitality and a member has to renew the AIA Vitality membership annually on time in order to maintain the membership and enjoy premium discount (if any) in the subsequent policy years. The membership fee of AIA Vitality may vary at any time without prior notice. Likewise, programme benefits may be added or removed without prior notice.

** Premium discount is only applicable to the standard premiums of selected AIA Vitality insurance products (including basic and add-on plans) and shall not apply to any extra premiums due to loading. In all circumstances, the premium discount will be calculated in accordance with the insured's AIA Vitality Status achieved on each policy anniversary. The policy anniversary of AIA Vitality selected insurance products and AIA Vitality membership anniversary may not be the same. For details and offers of AIA Vitality selected insurance products, please visit aia.com.hk/aiavitality.

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