When you are ready to retire and enjoy the fruits of all your hard work, you may consider withdrawing your MPF assets in instalments based on your needs. This can reduce the negative impact of any short-term drops in the market by lump-sum withdrawal, and enable you to continue enjoying potential investment growth.
AIA Smart Retirement Choice allows members aged 60 or above to withdraw their MPF assets in stages under AIA MPF Happy Retirement Savings Programme to smartly manage their MPF assets after retirement*, with our Default Investment Strategy (DIS)^ and a flexible staged withdrawal service. Learn more
* The AIA Smart Retirement Choice arrangement is subject to terms and conditions. Please refer to the online opt-in form for details.
^ The MPF Default Investment Strategy will manage investment risk exposure by automatically reducing the exposure to higher risk assets as you get older. For more information, please refer to the MPF Scheme Brochure.