UP TO FOUR MONTHS' PREMIUM REFUND FOR NEW CUSTOMERS*
UP TO FOUR MONTHS' PREMIUM REFUND FOR NEW CUSTOMERS*
During the promotional period from 15 April to 31 December 2019, new customers who successfully apply for the AIA VHIS Prime Scheme will enjoy up to four months' premium refund*.
- Provides quality medical cover on top of the cover provided in the Standard Scheme, with lifetime guaranteed renewal;
- Full reimbursement and extensive geographical cover: Cover for hospitalisation and surgical fees throughout Asia1 with no itemised benefit sublimit for major benefit items, and full reimbursement of major medical expenses. Customers can choose to stay in semi-private rooms in Hong Kong, Macau and Mainland China and standard private rooms in other Asian areas;
- Lifelong medical protection: Provides an Annual Benefit Limit up to HK$5 million and a Lifetime Benefit Limit as high as HK$20 million;
- More comprehensive cover: Offers extended caring protection to address the daily needs and self-care capabilities of stroke patients. Enhanced support for cancer patients with cover for cancer treatments and related consultations, medications and diagnostic tests. For patients with kidney diseases, the scheme also covers the expenses required for regular dialysis treatments;
- Full cover for unknown pre-existing conditions: Full cover (subject to the benefit limit) for unknown pre-existing conditions starting from the 31st day of the first policy year, which is earlier than the three-year waiting period under the Standard Scheme;
- Greater flexibility to meet budgeting needs: Three options of annual deductible amounts (HK$0, HK$16,000 and HK$25,000). Customers can choose a higher deductible amount to lower the premium of their policies, or they can go for a plan with a zero deductible amount and make a claim for medical expenses in full;
- Reduction of deductible amount without re-underwriting: Customers can choose to reduce their deductible amount to a specified amount without having to provide current details of their health upon the policy anniversary of their cover at the age of 50, 55, 60, 65, 70, 75 or 81;
- “AIA Vitality”: Customers who become members can receive an instant 10% premium discount for the first year;
- Personal Medical Case Management Services: Offers patients appropriate medical advice with their diagnosis and treatment assessed by medical specialists;
- Quality specialist network: Services provided by a professional medical services specialist group and supported by well-equipped day surgery centres. Convenient centralised booking hotline to help customers with hospital admission and offer assistance in settling their hospital bills on their behalf;
- No claim medical check-up services: Customers will be rewarded with free medical check-up services once per year, if they did not make a claim during the previous policy year.
Other than premium refund offers, AIA Hong Kong specifically includes AIA VHIS Prime Scheme in its game-changing “AIA Vitality” 2 portfolio in order to encourage customers to live a healthy lifestyle. By becoming an “AIA Vitality” member, customers will receive an instant 10% premium discount for the first year. Customers who are persistent in their pursuit of a healthy lifestyle can earn “AIA Vitality” points to receive a continuous premium discount up to 15% and to enjoy an array of rewards and discounts offered by programme partners3.
2 The annual membership fee for AIA Vitality is HK$/MOP300. The membership fee may change at any time without prior notice.
3 For the terms and conditions of the offers, please refer to the promotional leaflet or www.aiavitality.com.hk.
* Applicable to customers who apply for selected medical protection plans at the same time. Please refer to the following conditions:
“AIA Vitality” is a game changing wellness programme which redefines the traditional concept of insurance, it aims to reward customers to live a healthy lifestyle. Purchase any “AIA Vitality” selected insurance product and receive an instant 10% premium discount* or 10% extra cover^ and an array of rewards and discounts offered by our partners. Simply being active in daily life and having a healthy diet, customers can earn points and upgrade their status for more discounts and rewards.
* The premium discount is only applicable to “AIA Vitality” selected insurance products. Please visit AIA Hong Kong's website aia.com.hk – “AIA Vitality”.
^ Extra cover means AIA Vitality Power Up Coverage, which is a percentage of initial Sum Assured added for the sole purpose of computing the death benefit or the major illness benefit for once when it becomes payable. The membership fee of “AIA Vitality” is HK$/MOP300 for one year. The membership fee may change at any time without prior notice. Please visit AIA Hong Kong's website aia.com.hk – "AIA Vitality" for more information.
AIA Hong Kong and AIA Macau are subsidiaries of AIA Group Limited. AIA Group Limited established its operations in Hong Kong in 1931. To date, we have over 16,500 AIA financial planners1, as well as an extensive network of brokerage and bancassurance partners. We serve over 3 million customers2, offering them a wide selection of professional services and products ranging from individual life, group life, accident, medical and health, mandatory provident fund, personal lines insurance to investment-linked products with numerous investment options. We are also dedicated to providing superb product solutions to meet the financial needs of high net worth customers.
1 as at February 2019
2 as at 31 March 2018
AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets in Asia-Pacific – wholly-owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, Cambodia, a 97 per cent subsidiary in Sri Lanka, a 49 per cent joint venture in India and a representative office in Myanmar.
Ms. Deronie Tan
+852 2881 4413
Mr. Kevin Chan
+852 3960 1903